R J L Capital Management

i do not know if this is related to (RAY J LUCIA) Rjl Wealth Mgt. if it is, this is my review of that company. i transferred $ 300,000 to stocks, $ 200,000 to Reits, $ 200,000 to Annuities. after a few weeks i lost $ 35,000 on my stocks so, i got it out of there. the others i could not because the are tied up for seven years. The REITS, a privately traded stocks, had s specified value, but the value does not mean anything because once it gets public, its value can go down, which in my case down o 35%.
They will tell you interest is guaranteed at 6% or so, but they do not tell you its value can go down. also you will be paying regular broker fee. annuities has very low return and cannot be withdrawn. i lost at least $ 250,000 in my hard earned investment all in STANDARD IRA. l
Luckily, i kept half of my investment with Vanguard.