Cashbackcard is an online mall plus a prepaid debit card that you can use to collect cashback. Join the service free and shop in the online mall for great cashback deals that you won’t get from the same merchants directly. These are top retail names that you’ll know online and find in your local High Street. You can also choose to get a card. Choose from red or black. The red card gives you 0.5% and has no monthly fee. The black card gives you 1% and has a small monthly fee. Load your black card free via internet banking or for a small charge for the red card. I think the black card offers better value overall. If you use your card to pay in the online mall, your card discount is in addition to what the merchant offers! There is also a one-off lifetime admin. fee of £20 which you don’t pay till you collect your first £50 cashback. I’m finding that it is better to pay most bills using my card, unless I get a very significant discount for direct debit. I even pay my mortgage this way. As long as I pay on time, the mortgage company don’t mind at all which gives me a 1% off every repayment. You can also benefit significantly from telling all your friends and family about this service.