Permanent TSB

Normally I don’t take the time to write Reviews, but this has been getting on my nerves so much I just have to let it loose.
After having moved to Ireland I started off with AIB. This was a horrible experience in terms of Fees. AIB just charges ridiculous fees for every thing. Simply put you pay fees on almost every transaction…
So I Switched to Permanent TSB. Which was said to be FEEless.
However. as it turns out… Permanent TSB charges you 10 euros for Every transaction that can not be completed. So if you have just 1 cent too little on your account, rather than going to a negative balance and being charged interest over that (of normally around 10 to 15% abroad) you get a 10 euro charge. which is amounts to ridiculous amounts if, like me, you’re a person that doesn’t keep big amounts of money on his current account (which I’m not forced to do)
But worst of all… WORST of all is the HORRIBLE Online experience.
Open24. They call it Internet banking, but it’s simply the most outdated ONline banking experience I’ve ever had.
In Netherlands we had better online banking than this 10 years ago…
You cannot see your own bank account number.
You can’t see your pending transactions.
You cannot search in your statements without having to request them first and get some kind of Code…
Basically you can’t do anything except see your balance and the last 10 completed transactions.
It’s got an overly complicated Login system that is unrelated to your bankaccount number, resulting in me having to remember 4 different numbers to be able to use the online banking. There is no security Token involved… and worst of all… this is all done to make things save, however if you are logged in you can basically do whatever you like without further verification.
Irish banking isn’t very good, but this is just the worst. I don’t understand how people accept this ridiculous level of service.
Only reason I didn’t give it the lowest score is because all Irish banks are pretty bad in terms of Fees and Online banking.

I probably shouldn’t admit to this for fear that one day someone might recognise me at the Permanent TSB ATM and try and mug me. It’s not worth it if you’re planning on it because normally I’m upset if I can’t take a tenner out.
However, there is the odd time when I need to handle larger sums of money, say when I’m paying the rent. At times like this you either have to plan your ATM withdrawals very cleverly for several days, i.e., Bank of Ireland only lets you take out € 300 at a time, and then most times that’s your last withdrawal for a day. That’s where Permanent TSB comes in, it lets you take out larger sums sometimes up to € 750 if you’re really lucky! So the next time you’re thinking of laying all your money on the dogs, skip Bank of Ireland and go straight to Permanent!

I can imagine all banks back in the day used to be like this branch of Permanent TSB.
The space is very open plan, with no real concession to customer privacy at all. The bank-​tellers sit beside one another at a big desk, with no class partition to protect them from anyone who might be inclined to rob them. They count out the money right there infront of you, and I have to say I’ve even been tempted to reach out and grab it and run off down the Rathmines Road, and I am not usually inclined to that sort of thing (trust me!).
We’ve all become to security obsessed, and places like this should be praised for their trustworthy, open approach. That is until they are actually robbed and the place will be barracaded like Fort Knox.