Peace of Money

Vera was fantastically useful for us! In our 2-​hour consult and in the reports she later sent us, overlooking our entire financial picture and plans for retirement, we had clarity and thoroughness «beyond our wildest dreams,» having consulted a number of planners, brokers, investment managers, «wealth consultants,» etc., over many years. She covered everything and explained everything completely and clearly and was patient with all of our questions. So impressive, yet also so friendly and low key! We really don’t think it’s possible to do better.
Eugene P.

When I graduated from college I was overwhelmed by the amount of debt I was in, and had no clue how to start paying off loans or how to responsibly spend/​save my income. When I met with Vera, she was extremely helpful and patient, and asked all the right questions that validated the lifestyle I wanted to live while still thinking about the future. Vera walked me through step by step of setting up a Roth IRA and she helped me choose investments and portfolios that aligned with my politics and wanting to do socially responsible investing. We configured my 401(k) and Vera explained all of the options that were available in my company’s portfolio. She gave helpful suggestions on how to invest, but let me decide everything I wanted on my own. Vera also helped me set up reasonable goals for my savings account, explaining why it was important to already be saving for retirement even though I’m in my 20’s. Lastly, we set up a loan repayment schedule, and made sure I was going to be able to pay everything on time with the best interest rates. I left our first meeting feeling confident about my financial position, excited to be investing and having my money make money for me, and proud that I was saving for the future. We held a follow-​up meeting several months later to check in on my investments and how everything was going.
Our most recent meeting happened when I switched jobs and needed to move the money from my old 401(k), fill out new IRS paperwork, and also reassess my budget given my new income. I also need to buy a car, so Vera helped me figure out where that money will come from, and the best financial options for doing so (lease vs. buy). Again, she helped me come up with a budget that met my lifestyle needs while still being responsible. I left our meeting with a concrete to-​do list, that Vera promptly followed up with.
I highly recommend using Vera and Peace of Money! Vera is great at explaining complicated financial systems in easy to understand and nonjudgmental ways, and I always come away feeling confident and financially secure, with a great plan for success mapped out.

I met with Vera at Peace of Money as a first step to paying off my student loans, improving my credit and savings. I cannot express how wonderful Vera was, and how easy it has been to apply the recommendations that she made for me. She made me feel immediately comfortable talking about my debt and and personal finances, and she really understood my financial needs. Because of our meeting, I have a clear and easy plan on improving my credit, saving money better, and even a new bank that fits my needs much better than the one that I had been using. Vera was truly a life saver and because of her a huge weight has been lifted from my shoulders. I could not be more happy with this experience and her expertise. Thank you Peace of Money and Vera!!!

I started working with Charlo and Peace of Money over 10 years ago and I feel so fortunate to have found her! As an independent financial advisor, she is not trying to sell me a financial product to benefit her, but is able to give me advice that is completely impartial and unbiased, that benefit me!
She has helped me with everything from monthly budgeting to real estate transactions to retirement planning. I especially appreciate that she is knowledgable about socially responsible investing and can help me find investments that match my values without sacrificing profitability.
On top of that, her fees are reasonable and she is a warm, caring and honest person. She is very easy to talk to, takes the time to explain anything you don’t understand, and is completely non-​judgemental. There is no one better to trust with your financial planning.

I was looking for someone to help us and put the word out that I needed a financial therapist who could help with finances in my marriage and small business. Two independent sources recommended Charlo/​Peace of Money. Now my husband and I have been working with Charlo since the summer. I can’t recommend her highly enough. She has restored financial balance to our situation and has given us very good advice. She doesn’t shy away from difficult issues, gives you homework assignments, and helps you get on track to achieving your financial goals. She goes to the top of the list when I get asked for referrals for financial advisors.

Charlo is great! She really focuses on our concerns in a logical way and makes our goals seem manageable. She’s great at explaining financial concepts as needed. We trust her judgment and have found her to be an invaluable sounding board. We come away with a workable to-​do list. Highly recommended!

I knew nothing about planning ahead when I first met with Charlo, and I was a bit embarrassed about my ignorance. She immediately impressed me with her knowledge and warmth. She listens well, explains various options and gives suggestions without being intimidating. I’ve found her especially knowledgeable about socially responsible investing, which is very important to me, and her rates are reasonable (also very important). Peace of Money has brought me peace of mind regarding managing my finances and investments, so I have recommended her to friends and family for everything from specific investment planning for retirement to general budget and savings strategies. Considering the current economic environment, I think everyone should consult a financial advisor, and you can’t do better than Peace of Money.