Directors Mortgage

We went through the whole home buying process, paid for the inspection and everything. For months, Renee assured us everything was great. Then she decides to actually do her job and found out the condo wasn’t FHA approved due to O.O.R.
So we try a few more options but nothing sticks. Less than a month later, another lender is shocked that Renee said what she did to us considering the FHA O.O.R had changed! It went from 10% to 51%. Our condo only had 13% O.O.R. So the condo WAS approved for FHA. So now we know she’s lied to us. Why? She never did a full underwriting which leads us to only one conclusion. She lied about us being approved, then had our approval denied by her underwriters. And then when it fell through, she didn’t want it going back on her.
There are other reasons I would never recommend her. You want a lender who will do whatever it takes for you. Who can take ten seconds to reply to you on a Friday night or a Saturday. It would take us days and days some times, to get a hold of her. She’d tell us she would get back to us that night. How convenient that that usually fell on a Friday so we’d be left waiting til Monday night, if that. She knew we needed to expedite the process for the sellers. Yet she waited til WAY too late to do her job which has now screwed over two families. I go with my gut with people. Don’t do it. Use someone else you can trust.

Renee Surface and Debbie Stokes were a pleasure to work with! I closed in less than a month. I will be recommending Directors to everyone.