American California Financial

This is our third experience working with American California Financial. Al and Ryan Hermann and the entire staff are top notch professionals. We highly recommend them and they helped us with a new loan, refinance and obtaining a HELOC for making improvements to our properties. They are very knowledgeable, competitive and make what can be a stressful process into a seamless and smooth transaction. Thank you for your excellent service on our behalf. We will be back!

This was my first experience with AFC. I was the Listing Agent on a 4 unit, Ocean Front ppty on the Peninsula in Long Beach. The daily correspondence was with Barbie. Her interaction was spectacular & top notch in every way. I couldn’t have been happier with the process & results.

Tracy and Barbie at ACF were amazing! My husband and I are first time home buyers and so we were completely petrified with the entire home buying experience, but Tracy managed to set my mind at ease. Our financial situation was a bit more tricky than the average home buyer, however, Tracy handled our difficult case with alacrity and professionalism. She also managed to secure a loan that was very competitive and at a rate that was better than other brokers and banks. During the entire escrow process, Tracy and Barbie kept us on track with all the paperwork and ensured that we closed on time and secured our loan at the rate promised. There are so many fees associated with escrow, however, the team at ACF were the only ones who deserved their commission. If I ever had to buy another home again (god forbid!), I would definitely contact Tracy again.

American/​California Financial Services helped us out on the loan with our first home which we closed on last month. Everything went very smoothly throughout the entire process. Because it was my husband and my own first first experience with the entire process, we had a TON of questions along the way. We worked with Tracy Carter who put our minds at ease and guided us through the whole funding process. Tracy and her team were very professional, always getting right back to us on everything right away, which we really appreciated. She was great at following up with us and working with our realtor. I am so happy that we decided to use them for our loan and would recommend them to anyone who values great customer service.

I was in the market to buy a home the end of 2013. I had the Realtor but needed a loan. My parents and my sister had used the services of the very personable and knowledgeable Peter Lujan from Americam California Financial for their refi’s and suggested I check them out. I checked out Peter and American California Financial and decided to move ahead with them. Peter made the process smooth and professional. During the course of looking he helped me understand how much house I really could afford, I found that I was short changing myself. based upon his help I upgraded 3 times before I found «My» home. Heck he even sent me listings he had seen and thought it might be what I was looking for. Once I found my home he put the pedal to the metal, even off hours to generated the needed documents /​letters needed for my purchase. When we got to signing, he explained each document in plain english and kept me abreast with the whole process. I felt he set me up for success, with great service and communications. Peter made me feel as if I was his only client. I now have my wonderful home where friends and family can gather and make memories. Thank you Peter and American California Financal for helping to make it all happen!

We have used American California Financial for the original mortgage on our house and most recently for a loan refinance. Both experiences were extremely positive. Tracey Peffer, Barbie Marez, and everyone else we have worked with there have been extremely professional. We particularly appreciate the way they negotiate with ease the increasingly complex world of mortgage financing. They returned our e-​mails and phone calls promptly and were very flexible in arranging appointment times that fit with our schedule. We could not be happier with the results and recommend them often to our friends.

American California Financial team is awesome! Great staff that really takes care of their customers, very knowledgeable and professional. I purchased my home in 2010 with no problems. Mr. Ryan Hermann was very helpful every step of the way. I was so please with their work, that I am now in the process of refinancing. Thank you all for all your help!

Just completed the purchase of a home with American California Financial and could not be happier. The entire team was great to work with throughout the process, and they worked hard to ensure we obtained a great loan. They provided answers to all our questions in a timely manner, and worked great with our realtor. We did a VA loan and were very happy with their knowledge of this process. Thank you all for getting us into our dream home!