University & Community Federal Credit Union

Absolutely will never do business there again. Opened a small savings account about 5 years ago, would have a checking also but at that time they did not have full transfer, payable and deposit capabilities. They said they were working on it. Anyway I stopped in again today to find out I only had $ 16 left in my savings. Won’t be long and I would have owed them money. I specifically asked them if I needed to perform some activity on the account and they told me no, that interest monthly would be activity enough. The biggest complaint is that I never received a monthly statement or a letter stating they would be charging an inactivity fee, as I would have either closed the account or removed or added money.
So just like a lot of banks they will fee you to death. So if you want to open an account for your child or yourself you better have at least $ 500 in it or have activity on it or it will disappear when they charge you $ 26 a crack for inactivity. Pretty steaming mad that I paid them to keep my money and they didn’t even send a monthly statement or statement they would be charging me!