TCF Bank

I will never use this bank again. Without any permission the teller gave the information about the amount of the money that I had to a person that I was dating before. Bad costumer service.

TCF stands for TYRANNICAL –CASH-​FEIGNS, TAKE-​CASH-​FROM (YOU)
(I can’t think of any other plays on their name– but I can say this for sure… NO BANK SUCKS LIKE TCF)
I HATE HATE HATE (1000xs) TCF Bank. When I first opened my small business checking account, everything was cool– then all of this overdraft madness started– TCF now charges roughly $ 30 per day for an overdraft. I had a incorrect $ 25.00 charge– and the fees alone were close to $ 300 by the time I was aware of the mishap. Although the company reversed the $ 25 back to my account, I still had to pay ALL of the fees. They will not grant ANY grace to allow me to pay it off while not incurring the $ 30 per day fees– I can’t even close the account. I know that with the financial reforms, banks are using EVERY tactic to bleed the people dry. But this policy seems excessive, I don’t know how to come from up under this. This may be legal, but this is in NO WAY right. This policy comes from the same spirit that prompted the Wall Street tycoons to steal from the people. I wish that there was a way to have a class action suit against this company.
They make mistakes too– but don’t charge themselves like they charge you for mistakes– Once– they put my money into someone else’s account and didn’t catch the error (because we had the same name) — The teller looked it up by name as opposed to the account number. (but they didn’t give me $ 30 per day for THEIR error)
I’m praying for a MIRACLE to help me face this Goliath of a company.

Horrible bank both me and my wife have problems with this bank from fraudulent charges to missing deposits. Wish I could give it no stars but unfortunately I can’t.

i am so tired of their fraudulent charge reversals. they delay and then arrange the order of charges from largest to smallest so they can register more transactions as overdrafts. say you spend $ 2 at breakfast, $ 3 at lunch, and then $ 150 at dinner, but alas! you have $ 148 in your account. They will reverse the order of your charges, showing that you spent $ 150 at dinner and overdrafted your account, ($ 35 fee cha ching!), then you overdrafted again when you bought your $ 3 lunch hot dog ($ 35 fee cha ching!) and you clueless customer, you then got your pitiful breakfast McMuffin and coffee, $ 2, and once AGAIN OVERDRAFTED. ($ 35 fee CHA CHING). HAHAHA FOOLISH MORTAL WITH YOUR DEBIT CARD CANNOT COUNT.
bank of america, lasalle bank, u.s. trust company, and fleet bank have all lost class action lawsuits over this fraudulent practice, but guess who keeps screwing their customers as vigorously as possible? TCF!
let me spell out my gripe in relation to this schiller park branch specifically. i went in to make a deposit, was the only customer in the bank, and was not acknowledged by the teller. i finally stepped up to her window and was rebuffed and asked to move back to the nonexistent line until she was ready. then she disappeared into the back while i stood there with a thousand dollars in cash in my hand for a good five minutes like an *idiot*. i walked across the street to chase and put the money in my husband’s account.
i went to close my account this week at the melrose park branch. with two people using the account for cash and sundries, we do tend to overdraft. every overdraft becomes eight overdrafts. it is by these sterling accounting methods that i managed to pay hmmm…$ 35×8 equals… plus $ 3.60…plus$ 0.14 tax…$ 283.74 for a latte!
i don’t know if the local employees are so hamstrung by corporate policy that they could just care less, but no one asked me why i was terminating an account i’ve had for almost ten years. the employee seemed to actually be reveling in displaying how little she cared whether or not i bank there. FANtastic. wouldn’t want TCF to miss me or the thousands of dollars in fees i’ve been hemorrhaging into their profit margin every year.
hello leyden credit union, let’s get together!

This bank used to be good, but in the past few years they went downhill. Shady accounting practices, nickel and dime you to death fees, and teller mistakes =1 star. If you charge something with your check card, it will not appear on your balance for 3 – 5 days because they are trying to make people overdraft. If you go shopping then call for your balance the next day, it will be inaccurate. I keep careful records, but I bet thousands of people overdraft their acct this way. It’s 2011, there is no excuse for not having a transaction deducted from your account immediately. If I pay by check at walgreens, they know right away if money is in my bank or not, so why does TCF wait so long to deduct purchases? No excuse. My Ally bank account check card purchases are posted immediately, even on weekends. Also, I opted out of letting TCF cover my overdrafts since I don’t have any. Well, every time I use the TCF ATM, it asks me on the ATM screen if I want to re-​enroll so they can cover my overdrafts and charge $ 35 bucks each transaction. I also noticed if I make a bunch of purchases in the same day, a few days later they will all post with the largest purchases first and the small purchases last so they can maximize their overdraft charges. It doesn’t matter what time I made the purchases, they will post them in the order that makes them the most money. I’ve had it with TCF.

I opened my account here a couple of years ago and the personal banker was quite nice. However, when I opened my free checking account, I did not realize that I would be charged everytime I used my debit card to pay for purchases. Everytime I paid using the «credit» option, a fee was assessed. That’s not a «free» account by any means and not the right fit for me for sure. I immediately stopped using this account, waited 6 months to avoid the early termination fee, and closed it.

When it comes to money I don’t play. Yesterday I deposited a large sum of money into my checking account. I was in a hurry as always and did not look at my deposit slip until later. When I did I saw that they had made a mistake. They deposited my money in someone elses account! I went there the following day and talked to the manager. She admitted the mistake and said it would be in my account after 2 PM. I don’t understand why it would take until 2 pm but ok as long as i get my money back in my account. Well I checked online all day long but the money never showed up. Kinda funny how if you overdraw by 1 penny they take the $ 34 dollar overdraft fee right away but when they make a mistake I have to wait. Well tomorrow I will be back at the bank again. This time I won’t leave until they prove to me that my money is in my account!!! I must say that this bank has gone down hill in the past 2 years. The tellers barely speak english and they act more like a McDonalds employee. After all this is corrected with my money I will be closing my accounts and taking my money to a bank with responsible employees.