Pat Richard Insurance Agency

I previously had Geico. After a number of really terrible experiences (including my Land Rover sunroof glass replacement taking 6 weeks) with Geico, I switched to Safeco via Pat Richard Insurance Agency. Insurance has never been easier for me and I’ve never been so confident that I have the right insurance coverages. I am more informed and spend less time dealing with anything insurance related.
Prompt responses via email and everything I need to know provided concisely from a local expert is more amazing than I expected. I don’t know why I ever gave anything else a try with insurance.

Saved 25% from what we were paying with Allstate with more coverage for car and rental insurance! Carey was quick to break down a multitude of options and made it easy to make sure we were getting what we needed at the best price possible. Definitely recommend!

Carey and the insurance carrier Safeco have been terrific in their responsiveness and fairness in handling claims.
Insurances claims usually arise from difficult circumstances. When your insurance agency is the LEAST of your problems, it helps.
Carey is pleasant to deal with and the Safeco staff were all professional and delivered on what they promised.
I would highly recommend Carey and Safeco insurance.

Carey is a rock star. After being rejected on two home owner insurance policies due to galvanized plumming in the house, we were in a frantic rush to find a plan and get approval. At this point it was Saturday and no one could help us. Carey’s office was closed by I decided to email her and give it a shot. To my surprise she got back to us and had me a binder my Monday AM! Phew. Life saver. I’m not sure how great safeco is but Carey seems to have a lot of knowledge and experience with them. Without her insight, we would have been stuck.

Carey is really a wonderful agent. She handled all my insurance needs flawlessly.

I have worked with Carey Richards for the last several years. She has taken care of all of my insurance needs– car, home etc.
Carey is committed to providing excellent customer service while ensuring I get the best products available. I appreciate her quick response time. I have asked so much of her– researching varying situations and needs depending on the changes in my life and she has done so with utmost professionalism, honesty and friendliness. She has certainly earned my business– going above and beyond… even getting back to me about my policy when on maternity leave!
I feel confident I am getting the best rates and services, we will be with Carey for the foreseeable future.

Carey Richards has been one of the best insurance agents I have worked with in last 15 years. Carey has consistently shown her commitment and given extremely good customer service and advice. We will be really happy to work with Pat Richards insurance company for foreseeable future.

My friend referred me to Pat Richard Insurance Agency. I currently have insurance, but wanted to change it. Carey took the time to review my policy and let my know that I had a great policy with my current insurance. Her honesty gives Pat Richard Insurance Agency 5 Stars!

I was lucky enough to be referred to Carey by a coworker. She efficiently gets the job done while keeping the experience friendly and personal.
When I first emailed Carey, she was actually on vacation in Lake Tahoe. Nevertheless, I got a response from her that same night to clarify details about my home in order for her to generate an accurate home insurance quote. Based on the questions she asked, I could tell she was very knowledgeable about the ins and outs of home insurance. Carey also took time out from her vacation to go over the details of my quote and policy (what was a blanket limit, what ordinance/​law coverage meant, etc.). I especially liked how accessible she was by both phone and email. Once I selected a policy and deductible, Carey made sure our loan agent and escrow officer had all the paperwork they needed to close on time.
Prior to contacting Carey, I did a bit of home insurance shopping on my own. I got a huge range of premiums quoted to me for similar amounts of coverage. Carey’s quote was similarly priced to the cheapest I found, but offered much better coverage. Thanks to Carey, I found the process of getting home insurance much more transparent than I expected as well as not too stressful.

We had a horrible experience with another insurance provider (they clearly didn’t know what they were doing) so I went on Unilocal to find some reviews for another company. Thanks Unilocalers, you didn’t let me down! Carey was able to get us a MUCH better policy, and was able to explain (in detail) what we were getting, and why it would be a beneficial plan. How refreshing to have someone who was actually enthusiastic and knowledgeable about home insurance. Carey was very timely, professional, and on the ball. I would recommend her for your insurance needs.

Carey was very honest about what we needed for our new home. She was prompt and extremely insightful as to what our needs were, while keeping our premium low. I highly recommend PRIA!

I decided to try Carey for my home and auto insurance needs after reading good reviews on Unilocal.She got back to me very quickly with a good price quote and seemed genuinely up front over the phone. I’ve not had to file any claims (knock on wood) so I can’t speak to that side of it, but I was very pleased with the quote process.

I cannot be more satisfied with Carey. If you want to save money and at the same time be covered, call Carey at Pat Richard Insurance Agency. You will have one thing less to worry about which is priceless.

Carey is great! She has been handling my auto policies for over 4 years. I have referred friends to her and they also think she is great! The prices are reasonable, the coverage is great .
Carey is very easy to get a hold of and very friendly. She answers all of my questions very clearly. I would recommend Carey to anyone looking for a great insurance agent.

I would like to echo the reviews for Carey @ Pat Richard Insurance. I own a mortgage company and have referred clients to her and she does an amazing job.
Great communication, follow up, competitive pricing, good analysis. I can’t tell you how important it is to make sure your insurance agent isn’t just low-​balling coverage to come up with the lowest premium. Making sure you are covered properly, but not over-​insured is an art that Carey is great at.
She is great to work with, absolute 5 star company.

Carey Richard has been the best insurance agent I have ever worked with! She does her research and finds the best product, at the best company, with the best coverage, at the best price. She really goes to bat for her clients. Most agents send you a chistmas card and a birthday card but you never see them and if you need to file a claim it is all done through a nameless call center. Instead Carey is there for you. She makes sure the claim process is being handled and helps any way she can. She follows up to make sure you were taken care of. If you are shopping for residential home or car insurance, stop shopping and call Carey!

Carey at Pat Richard Insurance is fantastic! When I was shopping around for home insurance, Pat Richard Insurance was recommended to me by several people as offering one of the most competitive rates. Every time I have had questions, Carey always get backs to me in a very quickly. You cannot get this great of customer service at any other insurance agency.
I would highly recommend this insurance company to anyone! You will not be disappointed

Pat Richard has given me the best experience in car insurance. I’ve been a customer since 2006, and I’m still very satisfied. There’s never a time that I was disappointed. My sister referred me to Carey and as the rest of the reviews say, she is truly amazing! She goes above and beyond for her customers. I’ve had this insurance through unfortunate times: through a drunk driver hitting and injuring me, and a hit and run; Carey helped me with everything I needed and I got everything I deserved. I recommend Pat Richard Insurance!

Carey is a great insurance guru! She has her clients and their needs at the top of her priority list. She offers unparalleled customer service and I confidently refer her to all those I know who can benefit from her experience knowledge, and personal touch!

I moved into the South Bay area about a year ago and started using Pat Richard Insurance. Carey was great! She was very easy to talk to and helped me understand what I was paying for and what the best plan was for me.
About 6 months later I came out to go to work one morning and had a broken window from a baseball. I needed my car for work and didn’t know what to do. I called Carey and she took care of everything! I had my window fixed within a couple hours and was still able to get a full day of work in. I highly recommend Carey and Pat Richards Insurance if your looking for competitive rates and even better service.