As a first time homebuyer, I did not realize the importance of having a good mortgage advisor. My only concern was being able to pay the monthly mortgage at a low interest rate. After I was introduced to Marc Yu, I realized I was fortunate to have a knowledgeable and patient expert to guide me through my home buying experience. Unsure about the process, I always had questions pertaining to the application, different line items, various costs involved, and property details. Rest assured, Marc was tolerant and understanding, and made sure I comprehended every step of the process, from completing the loan application to how Underwriting finalizes the approval. Overall, I experienced a seamless transaction and my loan was approved in less than 30 days! Amazing job! I would definitely recommend Marc to family and friends for their home purchases and/or refinancing needs! Two-Thumbs up with 5+ stars!