Moneytree

Stopped by to cash a check for my friend with a Power of attorney. The clerk was very polite and professional. She kept me in the loop and made sure I knew what she was doing. All of the employees seem very helpful and always acknowledged a customer as they came in.

I’ve come here twice to get money orders. The place is clean and service is fast and friendly. Never have waited in line longer than 5 min. They have parking. I’m sure they have other services, but if you need a money order, here’s one sure bet of a place where you could go.

I’m doing it! I’m giving this place a 5! I’m a financial planner… god no. Can you imagine? I’m the worst with money is what that sentence meant to say. I just am. I love to spend it and «lend» it to people I should know are never going to return it. But how do you really KNOW that until they don’t give it back? Lots of ways, I’m sure, that I hope I learn. Point is, I’ve over extended myself on more than one occasion.
Besides selling stuff, working a job for cash or tips or panhandling, where do you really get cash when you need it? You want to say the bank, but I mean cash you don’t actually have. This joint. Herein lies the 5 star rating.
This place is clean, accommodating and the employees always friendly. I always feel very safe here. Which is hard to do on El Cajon.
Initially, I was upset that they would «only» ever give me $ 250. But then it’s like I work full time at minimum wage, that’s half my check. Thank goodness they only give me as much as I can pay back. Who does that these days? It’s either nothing or something you can’t afford.
The payday loan process is easy and it’s like a $ 35 mark up for every $ 200 you are loaned (read the fine print just in case. That’s how much it is for me in 2014). I apply online (avoid the public shame of being denied) then pick it up in the store. Once I think I applied from the parking lot. Have more respect for yourself than that. I think the VERY first time I had to come in and provide proof of income, ID etc before I found out. So that was nerve racking.
Doing this was something I looked into beforehand and actually waited for a time when it would have been great for me to have the money (and pay bills on time) but I didn’t actually NEED it (I’ve paid bills late before). It’s an advance, I have a job. But I do occasionally need something in between checks. This takes a lot of emotion out of it. I recommend if you are often in financial binds, to first see if you qualify before you’re like getting kicked out of your place. If you give the money back within 24 hours you pay no interest (again, I would look into this before you sign up). Also, it gives you an idea of the process and how much you would actually qualify for.
I hope you never need the services, but if you do, check it out here. They are transparent and chill. What more can you ask of a place that gives out money?

fast in and out service the staff is friendley

If it wasn’t for Money Tree supporting me from the ages 22 – 24, I’d probably be living with my dad, Joe Joesten in Fallbrook or living in the hostel in OB with a bunch of stinky dudes from Ireland.
I’ll only give it a maximum of three stars, because the concept of a cash-​advance business is a bit sad/​depressing.
Compared to some of the other cash-​advance places I checked out, Money Tree was far-​and-​away the most comfortable place in town. While other places were dark, dingy and seemingly fraudulent, Money Tree was very bright, clean and welcoming.
The employees are very helpful and you get a real sense that your identity won’t be stolen within two minutes of walking out the front door.
If you need a quick $ 200 bucks and your credit cards are maxed-​out, you should really see a financial planner who will slap you around a little bit… but in the case of an emergency where you need cash with the quickness, you should most definitely bark up their Tree.