We have banked at Umpqua 4 – 5 years! Very satisfied with our«friendly» go-to store on Lovejoy in the Pearl District. Today I walked into the newest bank-store near Pioneer Square. This store is Euro-contempary in layout inside. Very relaxing and accommodating with lots of spaces to have a meet up with a friend or business associate. There is a little conference space with the lap-top connectivity to hold a mini-meeting, Skype or run a slide show on the big screen. Think I’ll post my travel pics of Utah and show my fellow friends or Unilocalers. That would be cool! There is a small library of local authors and reading room. A room to sip, surf and read. Complimentary coffee. Oh yea, you can cash a check and make deposits with a friendly teller. Most important gives Umpqua the highest«Superior» 5 star rating for financial strength. What more do you need in a bank? A little IPA withdrawal!