James Adair – PDX Home Loan

James was seriously great. He was clear about our options and made a point to make sure we fully understood them. He clearly cares about finding the best deals for his clients.
We always felt like he was being upfront about things; something that was critical in a time of rising fluctuating rates and hyper competitive buyers.
We definitely recommend James to others. We’ll definitely use him if we need a loans in the future.

Thank you is an understatement to you and your team (especially Jessica, she was incredible!) for the level of professionalism, use of technology, friendly and easy going demeanor and the entire stress-​free process we’ve experienced with this transaction. I was somewhat reluctant to just go with somebody from Unilocal,but I’m so glad it was you!
We were on tight timeline to get preapproval, so we can start looking for a home within just days. Thank you a million for making this transaction so pleasant and FUN! Did I say fun? Yes, which is very rare during a big transaction like this.
I cannot recommend your services enough! You’re so personable, sharp, funny, professional, and very knowledgeable. I feel sorry for people that don’t get the James Adair experience!

I contacted James when another broker we were working with lost momentum on our refinance and asked us to wait a couple of months. Although I was initially just trying to get a second opinion, I was impressed with how quickly James tuned into a complex situation and how he wanted to help us find the best way to proceed. Soon after he followed up with a video analysis of our options with commentary that greatly helped to clarify how we should move forward. I’m most grateful to him for being there to confer with, and recommend him highly!

Starting off ones plan to find and purchase a home can feel complicated and overwhelming, and for the most part, people who have gone through this process can verify that.
Personally though, I cannot speak of any grueling process myself, because James and his team were so helpful and on point, they made the whole process as stress free as possible (and let me tell you, this is definitely a time one needs less stress in their lives). In fact, my biggest worry the entire time was that I was missing something, and something would go wrong, because it just felt too simple and easy.
Needless to say, all went well, and we found ourselves a beautiful new home. All the calculations on financing not only stayed as predicted from the very beginning, but James was able to find every available opportunity to give us the best rates possible!
If you’re about to look for a new home, then James is who you need to see. And years down the line, if we’re interested in something new oursleves, it will be James we come back to again.
Thanks again James!

Outstanding work and experience. We used James and his crew for financing our new house and it could not have been smoother. Fantastic organization and project management and beat every timeline we had. Highly recommended.

Very professional, easy to work with – made the refinance process totally painless, and got me a great rate!

James was a great help. With our first home purchase he did all the handholding we required, explaining and then explaining again our options. James is also just an all-​around nice guy.

Honest. Hard-​working. I wasn’t able to qualify, but James and his very-​nice assistant Jessica told me what they’d need to see in the future to get a loan. The future came in about 6 months, and I got an amazing re-​fi! Some mortgage folks don’t return calls with bad news («I can’t get you a loan right now»), but James and Jessica were on top of it, kind, and straight-​forward. I can’t speak highly enough of these people! Good human beings, and good professionals to boot.

James and team are definitely on top of their game. I worked with him financing an investment property using funds from a 10 – 31 exchange. James was knowledgeable, smart, efficient and super easy to work with. I’d recommend James and team in a heartbeat.

James and his team were recommended to me via Urban Nest. They couldn’t have been a better fit, and the two of them were the perfect team in helping me through the entire process of buying my first home. James, and everyone else I dealt with, was friendly, informative, kind, and made me feel great about the entire process. Thanks again to James and his team!

James has guided me through and successfully manifested 2 mortgages and a ReFi over the past 4 years. In all cases, I had strong doubts that I could pull it off given my situation. Especially the ReFi recently. I’ve always recommended him to anyone looking to buy or ReFi a home. Even if you think you can’t do it, check in with him. You may be surprised at what he can do. And at the least, he’ll remove any uncertainty about what you can do.

Wow, so helpful. I called in for some pro-​bono advice and got a complete spreadsheet with an audio explanation of the numbers. Could not have asked for more. I’m not even a client and James was super helpful and generous with his time. Thank you!

I’ve worked with James and his team on my initial loan, and then on a refi a few years later. James and his staff are super friendly, super professional, and they get the job done. Six stars!

I emailed James a few questions, he was super friendly and helpful.
I am not able to qualify for a mortgage for another few years, but James was still helpful and encouraging. Most home loan guys would not give me the time of day, let alone respond to my email in a helpful manner.
When the time comes to buy a house down the line, this will be the first guy I call.

James Adair and his team are so awesome!
They are professional, organized, energetic and most importantly, honest. I’m a first time home buyer and James made the entire process organized and easy for me to understand. He explained everything in a way that made sense and allowed me to make thoughtful decisions based on how the real estate market works.
They even streamlined the process and allowed me to close earlier than expected. I highly recommended them.

James took alot of time to give me great advice on a really tricky mortgage situation. Not pushy at all, and his staff gave me great service too. I’ll be using James when this issue clears up and I’m ready to but my 2^nd home. Thank you James!

My husband and I were buying a house in Portland from California. Being out of state during the home buying process definitely adds a different kind of stress. James and his team made the process as simple as possible, keeping us in the loop every step of the way. We are so grateful for a smooth transaction! Thank you!

Good people. They work fast and are good with communication. I recommend.

James and his team are incredible to work with!
As a newbie to the home buying process, I was lucky to work with such an experienced and dedicated team. James went above and beyond to make me feel at ease. I highly recommend working with him.

I’ve worked with James over the years and I would highly recommend him. He’s mindful of client needs, highly ethical and knowledgeable.
He’s a true Portlander with his shop-​local, eat sustainably mentality.
I love this guy and so will you!