Bancard Payment Systems

If I could give ZERO stars I would :(Up front — I was just charged $ 1300 for canceling my lease 6 months early!!!
I am an amazingly compassionate person who puts herself last in order to help others so when I get majorly screwed up the «arse» it shocks me beyond belief. I own a non-​profit company and a community acupuncture clinic offering $ 20 treatments. I have spent a majority of my life giving back to others. Sadly I cannot say the same for either Bancard Payment Systems or Northern Leasing Company.
I beg you NOT to use either of these companies unless you want to pay a month’s worth of your wages directly to THEM.
I signed up with Bancard a year and a half ago. I signed a 3 year contract. I was new to business, this was my first brick and mortar and I had no idea how to get a credit card machine. Now I realize I should have waited until I knew more — my bad. Bancard was recommended by my neighbor, also in business.
So I got the machine and signed the paperwork. Stupid me for not paying $ 1500 to hire a lawyer to read through the paperwork to see what I was signing, but who has the capitol for that and who goes into something like this ever thinking they’re going to get screwed?
The machine never accepted debit cards, which lost me a lot of money since debit cards have a much lower percentage rate that’s taken out. This should have been the first sign of something fishy but again, I was green and knew nothing. I am the exact person these people pray upon. I explained to Bancard that I had a 3 year office lease so figured a 3 year contract would be fine. Little did I know — actually I DIDN’T know at all that the company they sent me to to lease my machine from — NORTHERN LEASING COMPANY — would charge me $ 1200 over a period of FOUR YEARS for a $ 300 machine! YES you heard correctly.
Recently my bank offered me a FREE machine with — no contract that does accept debit cards and that offers free local support!!! Being a very small business that’s barely making ends meet and only in it to help the «little guy» I jumped. However Bancard charged me $ 400 for breaking my lease 6 months early and Northern Leasing is charging me over $ 800 for the next year and a half when I won’t be using their machine at all. I called both companies but neither were willing to work with me — «there’s nothing we can do, you signed the contract» — BEWARE OF THESE COMPANIES WHO ARE NOT OUT TO HELP SMALL BUSINESSES — THEY ARE HERE TO GAUGE YOU OUT OF YOUR HARD EARNED MONEY!!! :(Shame on them both.