Michigan State University Federal Credit Union

I honestly cannot say enough good about these guys. They let me have a car loan at hald of what my interest should have been thanks to student loans, and because of my 2 years of good status with them, they let me have a loan to consolidate much of the debt at a much lower interest so I can work on getting ahead. NO ONE ELSE would work with me even though I have good payment history. Since their help, I’ve been able to pay off several accounts and work towards getting a stronghold on a debt free future.
Their customer service is always respectful, honest, and has been willing to bend rules within reason on the new loan (with supervisor approval) in order to get things done.
They treat me like a person who is worth a chance, and they took my letter into consideration before just denying me outright, unlike other institutions.
I’ve never been late or missed a payment and that actually means something to them despite the looming student loans. Thank you MSU Credit Union for providing stellar service and giving me a chance.

Moved out to Cali 5 yrs ago and this is still the only bank I will do business with. The best rates, great customer service, gives me big loans whenever I need it and always finds a way to help me. They don’t see me as someone to profit from but someone to help meet my financial goals. They have bent over backwards to help me any way legally possible in the 10+ yrs that I’ve been with them. Absolutely phenomenal people.

Couldn’t be happier with the MSUFCU! I’ve had an account there since my first day as a student at MSU when I opened my very first checking account, and I’ve only banked there since. Great locations around town, very friendly staff, great services, free checking account and Visa, online access is outstanding, free money orders, etc. Highly recommend the MSUFCU.

Better than the too-​big-​to-​fail monsters, but really many of their processes and systems are far behind the curve. It’s sometimes frustrating.

Great people, great locations! They are always ready to serve you and there are rarely long lines, I come from NU Union (The old State Employees) and will never look back. NU Union’s service was getting to be quite terrible and there were always long lines, their fees were getting high too. Not at MSUFCU!
They take very good care of their customers and I’m very happy with them!

If you’re an MSU employee — whether a prof or a work-​study student — it really only makes sense to have at least a checking account with them.
I was saddened to learn their mortgage rates weren’t competitive for my place, but I will bank only there.

This is the best financial institution I have used. They offer free checking, have networked ATMs across the country and are very good to their members. I moved from East Lansing to Kalamazoo and I kept the account without question. Now in Chicago, I am still able to find several dozen ATMs in my area which take deposits and allow me to withdraw money at no charge.
I also have a credit card and car loan though this credit union and every aspect from application to usage has been quick, smooth and easy.
If you qualify for membership (especially as an MSU student) I highly recommend them.

Don’t put your money anywhere else. They have free checking, a low minimum balance, and you even earn interest on your checking and savings accounts. ATMs are all over East Lansing, on campus and in every Quality Dairy (the Lansing area’s version of 7 – 11). Their online banking and bill paying service is wonderful.