Dade County Federal Credit Union

bad customer service on the phone… not enough branches… do not recommend them at all!

Taking the time to write this review because of the bad experiences I had with the national banks. DCFU has been great.
Agents are very helpful.
Free Checking, Wells Fargo charged me $ 5 a month for the «privilege» to keep my money with them.
Savings with a small interest rate
Great personal loans. 3 year secured loan at under 3%.
Free notary
I am so happy I don’t have to deal with Wells Fargo anymore.

Really good interest rates

I am a relatively new customer with dcfcu. I joined in June 2012 with hopes that I will find a banking home that cares about me and protects their customer.
I opened a checking and savings account and received a small loan to consolidate credit debt. Everyone was extremely helpful. I was using my checking and savings account for small deposits so I could repay my loan.
On Oct 9 I sat on my couch to pay my loan payment online and I realized there was an unauthorized charge for sprint. Which brought my account negative and I received over draft fees. I do not do business with sprint so I quickly called the bank and went in to fill out paper work to report the fraud.
Now when I was in the bank the «customer service agent» froze my account the said they can’t switch my account because it was overdrawn and I needed to bring it current in order to switch the numbers. At this point was i concerned about having an active account. Since I have never owned checks for this account I was inclined to believe that someone inside of the bank used my information.
So I went home to wait for an update. 4 days go by and I received a letter saying my account is over drawn I need to bring it current. this is standard. I called the bank to check on the status and the person on the phone said «when I went to the bank to fill out the fraud report they should have switched my account. Please go into the bank to have this done.»
I went in and the customer service rep said we can not switch your account because it is overdrawn. I then said okay and went home. 3days later I called in to find out the status. The person on the phone said it will take at least two weeks before it would be resolved, however I should go into the bank an they can switch my accounts and I can access without paying for the overdraft because it is reported as fraud and under investigation. So here I am at the bank 13 days later and the customer service agent tells me two options I can bring my account current, pay for fraud, or wait until the investigation is over and they refund the money. Now he tells me in order to switch my accounts it will cost me 15 dollars. Now I understand it is not a lot of money, however I can not help but feel like I am being penalized for someone stealing my information.
As a customer you want to feel as if your financial institution will protect you and your information, not try and nickel an dime you for fraud. By the way I just received a threatening letter letting me know they will report me to the credit bureau if I dont bring my account current. Thank you DCFCU for caring for your customers.

I just moved my money to Dade County Federal Credit Union!!! Sun Trust? Bank of America? LATER, SUCKAS!!!
First of all, DCFCU is awesome in that I set up my whole account online, had checks & a debit card in the mail less than a week later. However, I still needed to take care of some paperwork & sometimes, call me crazy, it’s nice to deal with people face to face.
And you know what? The people at this branch of DCFCU are actually REALLY NICE to deal with face to face! It’s scooter-​able from South Beach, and the girl at the desk who helped me – her name is Felicita – was SOOOO sweet and helpful!!! I got everything taken care of in about 15 minutes and she answered all of my questions.
Move your money to a credit union, y’all! And if you’re in Miami-​Dade, move it here!

I just love this branch. There is never more than a 5 minute wait for teller services, which totally makes up for the fact that there is no drive through. But, that’s banking downtown, right? Plus, you can always grab a parking space just down W. Flagler and walk over. The staff is very friendly and they always are willing to help with anything that may come up.