Beware if you sell Phoenix life products! I am a insurance producer. I wrote a client a nice life insurance policy, he told me to make it effective 30 days from now(big monthly premium, didnt have the funds available immediately) It gets issued 10 days later. So after I have the problem straightened out and he’s a happy camper 30 days comes, they tap his credit card TWICE the amount of premium. He wasn’t even due for a premium payment that month. He says«Im done, cancel the policy» nice little charge back($ 1600) that DIDNT have to happen. if you sell Phoenix life products, their sloppy accounting practices WILLHAUNTYOU. NEVERAGAINWILLTHEYGETANAPP FROMME. Joe Producer