Michigan Schools and Government Credit Union

I have been with this credit union since I was a kid. It started out as Macomb Schools and Government Credit union and I got in because my parent were teachers. I used it for saving and a Xmas club (BEST thing ever) and then I had a bank account for checking and small savings.
I moved to CA and kept the credit union account open for saving and the Xmas club. Let me tell you a bit about that. You put money in it (I do it with every pay check) and then you can’t touch it until Nov 1. It’s truly a holiday savings account. I have never once gone into debt at Xmas because I have this account.
Back to my story — I had a Wells Fargo account in CA and about a year ago they started charging crazy fees for having a checking account unless you had like a combined balance of $ 10,000. Sorry, but I don’t keep that kind of funds in a low interest baring bank savings account — so I dropped them and went 100% MSGCU. They have always been fantastic with their loan rates (I just bought a vintage Jeep and borrowed a few bucks through them).
They have gotten bigger as this branch is a micro branch — the main office is in Clinton Township and back in the day they only had 2 other offices. It’s nice having them in Oakland County too as this branch is less than a mile from my house. That way I can use the ATM and not be charged any fees.