THD Credit Consulting

My mortgage broker recommended I talk to Erik due to an inadvertent Time Warner collection I had on my otherwise flawless credit report. Time Warner is the worst.
Erik got it removed as promised and my score went up 80 points as soon as he was done.

I have been a responsible adult and, relatively conservative with my money since I was 18. This does not however, mean that I was immune from the economic downturn of 2008. The recession hit me very hard. I had my own business, and losing nearly everything took a huge hit to my credit.
THD did an absolutely amazing job at helping the «little guy» combat the large businesses that have the ability to completely cripple you financially. I had a few outstanding items that eventually turned into collections. The issue was, some of these items were incorrect or not even mine to begin with.
I contacted THD through word-​of-​mouth back in 2010 and have come back to them to refer others since then many times. They successfully helped me to remove any errors or issues with my credit and within a few years, I am where I was before my credit was put in front of a freight train.
I couldn’t be more pleased with the attention to detail and customer service that I have received from Erik over the years. Thank you so much for your amazing attention to detail and dedication to helping me gain my financial freedom.

Erik is simply the best. He deserves a 10 star rating! I was referred to him by my mortgage broker, who has known Erik for many years. Erik made the whole process so easy. I paid and sat back and he took care of everything. Erik worked hard at removing old accounts and by the end of the process, my scores had gone up over 100 points. He was always easy to reach (quick to respond to emails and phone calls), even if just to calm me when I had a minor (and major) freak out about the process. He took care of everything for me. I would refer anyone who has any type of credit problem or issue to Erik. Thanks to Erik I was able to purchase my dream home.

Erik was a wonderful help. He provided me with amazing results faster than I was expecting this process to take. He took care of everything for me and my situations. Also much more affordable than I thought it would be.

Nine months ago my husband had credit scores ranging from 540 – 615. We wanted to buy a home and of course we were laughed at by banks. One loan officer suggested looking into his credit to see if there was anything on it that needed to be removed, and referred me to Erik. After pulling my husband’s credit report, Erik discovered that there were 18 accounts that had been closed that showed up as delinquent on his credit report. Within 6 months, Erik had all these accounts cleared and removed from my husband’s credit report. All 3 of his credit scores are now over 700 and we are closing on a million dollar home this month. I am forever grateful to Erik. His prices are very reasonable for the work he is doing; having to deal with credit bureaus and creditors is incredibly frustrating! You cannot put a price on good credit, and Erik was worth every penny. I would recommend him to anyone.

Money is not an easy thing to deal with and creditors are scary as it gets, at least it was for me, until I met Erik.
A friend of mine told me about Erik and I actually visited him when I was on a business trip in New York. We pulled my credit report and started working towards improving. He was able to clean a lot of things that were there without any reason, negotiate and pay what needed to be paid and deal with credit agencies for me. An amazing peace of mind for someone that was so scared to deal with everything. My credit is good now and is improving each month.
Still today, every time I have a question about what to do or which direction to go, Erik responds my emails really fast and help me achieve my goals. I totally recommend him as your financial /​credit consultant.

I was referred to Erik by my mortgage broker who told me «he is the best there is» at credit repair. She was not joking. My experience dealing with Erik was awesome. He was able to up my husband’s credit score by 40 points within 30 days as promised, and also handled some old debt settlement directly with the creditor for 30 cent on the dollar. We expect my hubby’s credit score to go higher once the settlements are reported in 90 days. The guy is up and responding to emails at 5 am in the morning, he is quick and responsive, and I always get an email back less than 3 minutes flat. he is also knowledgable on how to pull your credit back up, giving me tips on how to up my score even higher.
If you have credit problems, and I know most people do, you must give Erik a call! There is a cost associate with his services, and I was able to paid half up front and the remaining balance once your score goes up. That was fair to me. Having good credit is vital to getting approved for mortgages, car loans, financing of any type in America, not that I agree with how the whole system is set up, but since that’s the game we play, we must use it to our advantage. Let Erik know about your situation first to see if you have a case, he will be honest and let you know if he can help you. Good Luck!