Creditier

Not sure why he closed, I had a great experience with alex, I met him through Unilocal and his Google local listing about 3 years ago, he managed to get my credit up from low 500’s to mid 700’s where I am now, I got preaproved for mortgage at the price point I wanted, so alex did an amazing job for me, not sure what’s the story with all the haters and Internet trolls down here… overall very sorry to hear he closed.

By the way all these five star reviews were all bogus fake created by his friend to throw you off. This guy has scammed so many people out of their money, it’s really sad. If you’re wondering where all your money went it was his nose. This guy is a hardcore drug user who blew all the clients money away using it to buy drugs. Good luck getting your money back.

Too bad this business is closed. They repaired my miserable credit over the term of 7 months and today, two years later, my experian FICO score is 809. Check the pic from my experian app.

WOW! I cannot believe how many accounts the American Credit team was able to delete, I was stupid with my credit in my early twenties and now that I have learned how to handle my finances, I am in a position where I am ready to buy a house. American Credit helped with my credit so much that I was able to qualify and purchase a home. Thank you for all of your hard work, I feel like I can start over at this point, and a weight is lifted. My bad credit has been following me for a long time and now I feel free, I have definitely learned my lesson on the do’s and dont’s in terms of financial responsibility. I never thought of the long term consequences when I was in my early twenties, but now I am a homeowner with a fresh start. The team always stayed in contact, told me what documents to submit and when, and even offered a refund if they didn’t clear my credit satisfactorily. I definitely recommend this company.

Folks…
I have to say…
I feel like a complete fool for hiring this scam team.
They came highly recommended by my business colleague «Keith.»
I had several big items I needed help removing and some small things.
Because of the nature of the items on my report I asked Issac (who is no longer with the company because he bailed) specifically if this was even possible. and they said «oh yes! We can do this no problem»
It was $ 8k and i signed a contract 1 ¾ years ago!
Nothing has happened as promised. In fact after Isaac left. my «file» went into a black hole.
Then there was feedback about personal tragedies happening to Alex and all kinds of other BS that was slowing down the process. I called and spoke to Alex and demanded my money back… but as I read the other negative reviews in here I can relate… he informed me that because they had done «some» work that I was not getting my money back.
Then I heard my «file» had been passed to a new guy who is working on it.
I cannot say enough to persuade you to AVOID these guys like your life depends on it. They are nothing but a bunch of scammers who rip people off. They should be shut down and fined.
If they’ve ever produced results they CONTRACTUALLY promised for anyone… I would question that. I am deeply disappointed that I have paid the price for this lesson.
Maybe I can help save someone else the headache and heartache.

I have been with Alex for a little over two years. I came in needing to fix my credit and even though we had our ups and downs I believe they got the job done to the best of their ability. Finally I am in an upward swing and I hope it will continue.
So far thank you for your help and I hope it will stay this way.

I have had an amazing experience working with these guys. I came with a pretty bad credit history and I needed to lease a car within a month. They took care of me and provided some extra services that were very helpful. I appreciated the assistance and all the efforts of the team. You, guys, are awesome. I will definitely recommend you to others! Thanks a lot

Thank you @Creditier! I needed help with some mismanaged credit accounts that were lowering my score and affecting my loan worthiness. The derogatory marks are now removed and I’m very satisfied with the results!

Okay so I just have to say I know pretty much nothing about credit. I had almost no credit. They have done something incredible, my friends were like no they can’t do what they’re telling they will. Amazing job, super professional I recommend to everyone I know !!! Thank you creditier

These guys knew a heck of a lot more than any other company I’ve consulted with in the past. I’m glad I ended up contacting them, they saved me more than I ever anticipated.

I had some delinquent payments that we’re haunting my credit score and these happened years ago and they were honestly all paid so it’s not like I didn’t pay my debts. It took about 60 to 90 days but creditor came through, my negatives vanished. I asked then how as I wanted to make sure they were gone for good. They showed me the cases they made and the disputes along with the responses from the credit bureaus staying that the negative marks would be removed from my credit report. I definitely recommend these guys!

I needed help badly to clean up my credit score. I’ve been wanting to move but was worried that I might not be able to qualify for this new apartment. So I started working with Creditier and in 6 months they helped bump up my credit score I was able to qualify for this new apartment and get financing for a car. These guys work magic. It took a little longer then expected but definitely worth the wait. I highly recommend them.

Third update…
I got super excited after Alex offered me a free help and came back to fix my account.
I was promised a bunch of stuff and I have to admit didn’t get what I wanted as a bottom line.
My credit did go up, but it was because of my RELIGIOUS on time payments for the last 2 – 3 years. None of the negative remarks have gone away.
And yes communication is terrible, and hard to get a hold off.
I wish I could say something better, but it is what it is, i have to be honest, to let people know what they’re getting into.
I know the whole credit issue thing could be frustrating. From my own experience, I have learned, that the best you can do, is write your own letters (google) and be on time with your payments and your score will go up automatically with time. Most of these companies can not do more than you can do yourself.
Good luck everyone!

RUN FAR AWAY. I had one item on my credit that I wanted to remove and was quoted $ 2,000 to have it taken off. The process has taken 9 months with absolutely nothing done on the item I cared about. Rep A was handling the account at the start and promised a full refund if they couldn’t meet their end. He then handed off to Rep B. After finally getting tired of their inability to fulfill their end of the bargain, I requested a full refund. NOPE. Apparently since they removed 0.5% of the net I owe to collectors they feel entitled to majority of my initial fee. If you want a classic case of over-​selling /​under-​delivering, mixed with account managers that fall back on a weak contract to try and keep your money without delivering, Creditier is for YOU! A note to everyone that works at Creditier, I want my money back. Now.

They are NOT returning phone calls please do NOT consult with Creditier!!! DO NOT GIVE THEM YOUR MONEY!

Just don’t do it. The first time around they actually never did the work as discussed and harassed me b/​c Isaac said their prior accountant never deducted my payments. I wrote a long review about that situation. Isaac reached out & said they would do the work in exchange for a better review, he never kept me up to date & when I emailed them to ask what was going on it took him 1 – 2 weeks to give me a response that was basically like «I don’t know what to say».This whole thing is a scam they have like 300 – 400 of mine & fixed one out of the four blemishes. I reached out to Isaac via email again (to come up w/​an alternate solution so I would be made whole) and was in return contacted by an Avi, I was at work at this time so said I would call once off. I called that same evening but never heard back from her & that was 3 weeks ago. I have a 725 score from paying down balances & using my credit responsibly the past 1 – 2 years. I just got approved for an amex gold as well as chase freedom card. It would’ve been nice to have the blemishes removed as their manager Paul originally promised (to make my good credit excellent) but I’m willing to take it as a lesson learned. Consistency, communication, honesty, and doing things correct the first time keep customers happy. They fail miserably at this.

After medical collections and credit card charge offs (to name a few), my credit was in bad shape! My credit score was 585 and within two months Alex Katzman (and Issac) and his team @ Creditier Inc. got my scores up to 712 and 716!
then about a month later they shot it up to 770!!!
we’re continuing to work to build and repair my credit but I am highly satisfied with the payment plan/​sliding scale they gave me on the fees! Alex and Issac have been most professional and super reasonable and I pray to G-​d that they receive only blessings and successes in all their endeavors!!! as they have truly help me out!
I will continue to post as my credit is further updated
thank you so much Alex! G-​d bless you brother! Zalman!

Update: Isaac from Creditier called me right away after I wrote the Unilocal review. They refunded what I paid immediately.
In general, what they do is send a form letter to all your accounts and dispute the items. In the off chance that a creditor doesn’t respond to right away (they have a specified period to which they have to respond to any inquiry), the item can be removed from your account. They didn’t offer or provide any other service than this.
If you haven’t gone through your credit report account by account and looked at all the details, then their services can be helpful, but it’s not a magic bullet for fixing everything.

I’ve worked with Lexington and few Lexington knock offs, g-​d what a waste of TIME! With great hesitation, I tried Creditier. Needless to say, they delivered. I own a dealership and I definitely plan to refer my clients out to Garrett over who’s my rep over there. If you’re going to call these guys up, I strongly recommend that you ask for Garrett or Zev, these guys were both working on my account and I think that may have been one of the reason I got my results so fast.
Foreclosure gone and I’m about to get into escrow on a house in Sherman Oaks.

Met their manager Vitalis at a Real Estate convention. Just as I thought, my credit was perfect but the guy seem straight forward and honest so I kept their card for my clients. So far, I’ve used them for 2 clients and they’ve cleaned up their credit pretty quickly and my clients have been grateful for the introduction to them. I’ve decided to give these guys a bit of love on Unilocal because they are really helping my business.
Highly recommended

I worked at Bank of America for 11 years… I met Alex at the bank and found out what he does and asked him for his expertise.
I had credit fraud about 4 years ago and have not been able to get the negative info off of my credit. Alex took care of it in less than two months. Amazing!
After the great job he did, I made a conscious effort to help my clients at the bank by having Creditier look into their credit history and solve their issues.
I highly recommend and endorse Creditier!!!
They are knowledgeable experts and set great expectations!
aside from that, I like the personal connection and the fact that the business is Local and I did not have to disclose my personal info on the Internet or over the phone to someone I cant see face to face and have never met!

I’ve been working with Alex on a few of my clients and everyone is very happy. I had him start working on my credit report a month ago and I have already seen most of my delinquent accounts removed.
This guy deserves to be praised!
Thanks for making my clients happy and thanks for finally getting my credit on par, I’m looking forward to my first credit card J!
Bob.