David Wright

Our experience with David Wright was beyond our expectations. David was attentive to our needs and effective at getting us the best mortgage for us. He answered all our questions promptly and he followed through on our requests as quickly as possible. Buying a home is stressful but having David Wright in our corner made the process simple and easy. Thank you David for helping us get our home loan.

We selected David on the recommendation of our real estate agent for our first home loan several years ago. David was very willing to answer any questions we had. However, due to chance, he was on vacation right when we entered escrow. We were left to deal with one of his associates, who was much less helpful. This was just bad luck and bad timing. However, when our loan came to us for signing with the notary, my name was spelled wrong. This resulted in the loan documents having to be re-​generated, and a second notary fee charged. Obviously, this double fee was not our fault because Prospect Mortgage misspelled my name. David blamed escrow and said they should have checked the spelling. Escrow blamed David’s company. We went back and forth, and in the end, we had to pay the double fee. It would have gone a long way if David offered to pay this fee, even if it wasn’t his fault. Instead, we were left with a bitter taste in our mouth over the whole experience, and we did not use him for subsequent refis. Fast forward a few years later, I received a holiday card in the mail from him, misspelling my address. Clearly, spelling is not his strong suit, so please keep that in mind when you are selecting a lender.

My wife and I went to David to make our first purchase. He was patient, informative, and we never once felt pressured. The process was largely electronic and we were able to do a lot of signing on our mobile devices, speeding up the process. Now we’re in our home and couldn’t be happier. I know I’ll go back to David when we’re ready to upgrade.

David was the mortgage broker for a recent purchase of our new home in San Diego. He has worked with my real estate agent for over ten years. I would give him ten out of ten stars if that was possible. He recommended a VA loan and explained the pros and cons over a bank loan. He also knew how to navigate the paperwork for the VA loan and it was approved in less than two weeks. Truly amazing work. In addition to his excellent knowledge, David is very personable and easy to work with. I would highly recommend David Wright to anyone looking to buy a home in the San Diego area.

It’s been almost 3 years since my husband and I moved into our home that we were able to buy with an FHA loan negotiated by David Wright and we have been so happy with the way everything has turned out. We recently started thinking about refinancing and about obtaining a loan to purchase solar panels, and I knew I could call David for good advice about how to proceed. As usual, he got back to me right away and was able to clearly explain different options and what his recommendation was. I am grateful to have a lender that I feel is very trustworthy and takes my questions seriously, and I look forward to doing business with David again in the future.

David was the mortgage broker for a recent family house purchase that had the challenges of the principals being in California and Massachusetts along with a tight closing window. For his patience in clarifying the myriad forms that are part of a CA loan, securing a solid rate with multiple credit sources and getting us to the finish line on time, Mr Wright deserves at least a five star Unilocal review.
I would recommend David and his staff to any prospective buyer who is looking for a straight-​shooting, savvy and diligent lender interface to get you to the finish line.

I’ve been in the real estate business for 10 years and started off in lending. With having a lending back round I have an understanding for the business and have high expectations for the lenders I refer my clients to, When I started working with David I was blown away by the great communication and service he provides. As a Realtor if I refer a client over I don’t want to be in the dark about where they are in the process. David is always available to provide status updates and communicate where the client is at in the process. He goes out of his way to ensure the job gets done with integrity, efficiently, thoroughly and effectively. He’s a consummate professional and I never have concerns my clients won’t be taken care of. I highly recommend him as a lender. Thank you David for all diligence and hard work!!!

WOW, I was under the impression that people like David Wright didn’t exist anymore. David is by far one the most honest and up front people i have ever met in the mortgage industry. He could have sold me a solid loan and made money, but through his due diligence and honest work ethic he was able to give me advice and guidance on how to make my current loan situation work better for me while saving me money. This meant David wouldn’t make any money off me, but he did it anyway because (and i quote) «its the right thing to do!» There needs to be more people like David in the mortgage industry. I will be referring him to friends and family as well as coming back to him for my next loan because of his honesty, integrity and knowledge. I would suggest you do the same!

Just closed escrow on my new home and I can’t say enough about how David Wright helped me with my mortgage loan. David was responsive to all my questions (many questions) and concerns, was efficient and had my best interest in mind every step of the way. I was definitely in good hands with David and his staff. No question, my next home loan will be with David and Prospect Mortgage.

My husband and I highly recommend David Wright as a loan officer who cares and who knows his business.
David is kind, patient and understanding. He also works hard. He made our goal his own goal and pursued it vigorously. He went the extra mile, above and beyond the call of duty, to help us reach our objective.
We recommend David without reservation.

David Wright has helped my husband and I several times over the last 9 years. He is hands down the BEST mortgage banker in San Diego. I would not trust my real estate transactions to anyone else. David is efficient and creative and always keeps his client’s best interests in mind. David assisted us with a mortgage for our first home and our current home. He will be the only person we consider for refinancing. Last month, he did an outstanding job for our best friends with their new home. Thank you David for your excellence in service and your overall expertise!

David was my lender 3 years ago and he was able to help us close our home deal quickly and efficiently. So when it came time to choose a lender again, I did not hesitate to go to David once more.
He is more than just a lender, he is a man with integrity who truly cares about his clients. When my husband and I recently divorced, he helped my ex-​husband refinance the home at an amazingly low rate, then turned around to help me with my home loan to close on my dream condo. My ex-​husband and I are grateful for David’s kindness and ability to help us both move on and start new lives.
My ex tried going with Navy Federal, but Navy Federal could never follow through with any of their ridiculous promises. In the end, my ex realized that going with David was the only and BEST choice.

David was fabulous to work with! He was recommended to us and we have been smiling ever since.
We were out of town buyers so the job of coordinating documents, signings, etc were critical and David did not disappoint us. His staff was professional friendly and always available, as was David.
He made the loan approval process painless and was always very honest with us as he advised us through the process. If you want a great experience with getting a loan for your home I recommend you use Prospect Mortgage. specifically David!

We were so lucky our friends referred us to David! He was EXCELLENT to work with! He took the time to really help us understand the very complex process of buying a home. He was always available for questions or concerns, and was very flexible in scheduling meetings. He fought hard for us to make sure we got the best deal, and was able to close escrow for us in record time. The seller tried to get us to use their mortgage person but we refused. You can’t do any better than David, and I would highly recommend him to family and friends!

My wife and I just bought our first home and we were very blessed to work with David. We are new to the area and David came highly recommended from some other people in the real estate world. I also did my due diligence and checked his Unilocal reviews (which as you can see are all positive).
At first I was inclined to go with a company I already do business with. I called them and it was a very impersonal conversation. I could tell I was just another name in their computer. When I first spoke with David his enthusiasm for everything was just apparent. His personality on the phone was very welcoming and inviting. He knew I was new to the whole process and was willing to take the time to explain things to me.
Throughout the home buying process David was constantly in contact. Once again he answered any and all of my questions, including a 2 hour discussion where he broke a lot of things down for me (sorry David!).
Our first time buying a home was very hassle free and went incredibly smoothly thanks to David. He was there the whole time and was even ready to close early. I am truly grateful for his work and HIGHLY recommend anyone buying property in the area at least talk with David and see what he can do for you! THANK YOU DAVID!

I got the pleasure of working with Mr. Wright the past couple months when I applied for my first home loan. Not only is difficult to get any sort of loan these days but to be able to get funded with short sale restrictions is a huge challenge. David was able lock in a great interest rate while displaying great time management skills.
He was very informative and took the time to explain all the ins and outs of my loan. He offered different options and explained them laymen’s terms.
Not only is he an expert at what he does but also has the personality! He was able to calm me down several times when we faced issues getting approved. His confidence and execution of the loan really made this process bearable.
I would recommend David to ANYONE and EVERYONE!
Thanks to him, I am now a homeowner!
Cheers!

David and his Team provided outstanding service for a new loan and in record time. It was a pleasure working with him and look forward to Many more deals in the future.

David is what a lender is supposed to be. David helped my wife and I purchase our first home in San Diego. The process was scary, nerve-​wracking, and often confusing. This is inevitable. However, at every single turn, David made all the right moves to minimize the stress, the nerves, and the uncertainty.
I met with David in person several times. He does a perfect job of balancing both being both personable with professional. Whenever it felt like I needed a personal connection to cope with the stress, David adopted that role smoothly. Whenever I was stressing over a small detail in the lending process, David transitioned quickly into the role of a patient teacher who could walk me through the necessary details.
Our escrow company dragged their feet unnecessarily and almost made us miss closing — David flexed his influence and solved the problem. David proactively called me every single day to chat about a good time to lock in the APR. David answered EVERY. SINGLE CALL. when I would re-​scan the numbers, have a «freak out» moment where I thought I misinterpreted something, and David quickly answered and patiently explained to me everything was, as it always was, in good order.
Admittedly, I only have a sample size of one to evaluate the quality of lenders. However, I know in any complex service setting it is extremely rare to have BOTH a person who is a pleasure to work with while also operating at a supremely high level of skill. David is one of these rare birds.
I will use David for all of my lending needs in the future, and I shamelessly plug him to every friend I now thinking about buying a house. «Oh, I know a guy…»

I just bought my first home! Let me tell you, it was an adventure…
Overall, I had a really good experience — and I’m not exaggerating when I tell you that David was largely responsible for that!
Almost everyone I talked to during my home buying process would tell me stories of how terrible it is to buy a home. I did my best not to listen to that and stay positive… but I was tested several times…
From the moment I met David, I was impressed with his ability to be quick, efficient, informative and incredible friendly. I told him I wanted to close in 3 weeks — he said no problem! He let me know that I needed to turn in anything he asked for asap and that he would keep the ball rolling to fit with my timeline — and I have to give him credit — he did! He gave me a fantastic rate, had my loan terms ready, and had my docs printed in time for me to close on schedule.
Unfortunately, and completely out of David’s control, I was buying my home from the bank and it needed some repairs. The bank dragged their feet on the closing and threw David and I off our carefully planned timeline.
More credit is deserved though — David rallied for me — got the bank moving faster than they otherwise would have, got the title company for fund and record the loan faster than they would have and all the while, kept the humor and good spirits up with me to help me relax and get through this process. I very much value him as a financial resource and a great mortgage broker.
Bottom line — I highly recommend David. He’s good-​humored whether things are running smooth or even if you, like me, inevitably run into problems that are out of your control and he gets the job done — all the while looking out for your best interest. All-​in-​all, I am so grateful that I had him by my side and would work with him again in a heartbeat.

I worked with David when I bought my downtown condo. He was so helpful, knowledgeable and professional that when I refinanced I called David again.
He provides a wonderful experience and great guidance.