Allstate Insurance: Joshua Barger

I moved from Farmers to Geico for both homeowners and automobile insurance four years ago because of their lower rate. Unfortunately, each year Geico’s premium went higher and higher just had Farmers. Every time I called I was routed into a non-​personal phone bank employee who gave me canned answers for the increase. This year my premium jumped a staggering 40% on my homeowners insurance. The prior week I was delivered the great news that my automobile insurance had increased as well but not to this extreme. The phone bank representative with Geico told me their were several factors giving weight to the drastic increase in my homeowners premium increase citing the two most prevalent to be a state increase in premiums and rising construction costs. The replacement value they had placed on my home was absurd. I’m a banker and well familiar with the cost of construction. .. I finance interim construction loans and know the costs. I had received solicitation in the mail from Allstate and had left it on my desk to follow up when I had the time. After my conversation with Geico, I found the time. I called the number on the letter was connected with Michael Murphy at Josh Barger’s agency. What a difference it makes to speak with an agent rather than a phone bank representative citing a canned speech. After answering a few questions, Michael provided my with a quote. I thought he had made a mistake. His quote was 47.62% less than Geico’s quote and with the same coverage and deductibles. He sent me an email to confirm and I was saving $ 1000+ on my homeowners policy and 25.34% on my automobile policy. Within an hour I had cancelled my Geico policies and signed up with Michael at Allstate. Aside from the huge savings, I felt I had a specific agent assigned to me who I could speak with any time I called. Point of story; if you’re not an Allstate member, you ought to be!