Provident Credit Union

Best banking experience my wife and I have ever had. Highly recommend PCU. Joshua is awesome.

This is the best bank if your looking for a high interest checking account. I started off with a 3.2% interest super checking account, I’ve had it for about 6 years and I at least take home $ 200 annually just from the interest. This is great compared to any other checking account from other banks, where you’ll probably get a horrible 0.02% or no interest at all. I usually work with Marites who provides great service and is excellent in following up with any questions regarding checking, savings, and car loans. You can even google high yielding checking accounts and you’ll see provident credit union pop up in the search. They have plenty of sister banks who can help you if provident credit union is not located near you.

They will get you somehow inadvertently signed up for the courtesy pay service and then next think you know you’ll gone from having savings to having thugs calling you all times of the day due to the fees being stacked on and the payments they SHOULD NOT HAVE MADE FOR YOU WITH MONEY YOU DIDN’T HAVE. It’s deceptive because the customer service is so attentive when you go in, they seem super nice. Someone needs to crack down on them. It must be illegal.

My wife and I both switched from big national banks to Provident a couple of years ago because we were both tired of getting nickel and dimed for basic services and dealing with customer service that makes the DMV feel like Disneyland.
Our experience at this Provident branch today was an example of everything this CU does right. After walking in with some questions about setting up a debit card for an upcoming international trip, we were helped by Emily Aquino. She patiently addressed all of our concerns and helped us each set up brand new travel accounts (for free.) Her service was personal, friendly, warm, and humorous while being efficient and highly professional. Most of all, she made sure she took care of everything we needed for our trip before we left while making us feel like actual human beings the whole time.
When was the last time you could say that about anyone at your bank?

Poor svc here.
You are better off at a Big Bank or at a different credit union, if you must.
This is the only branch located in this area, the rest are in the Bay Area.

We have 6 different accounts at PCU. We have also gotten 2 car loans and an equity car loan and we have always been treated with respect. They are very knowledgeable l wouldn’t want to go elsewhere, why?

Great Service and Friendly People At Folsom Provident Credit Union
I have had Excellent service from Provident Credit Union in Folsom. I have had 5 Auto loans from Provident Credit Union. 4 of those loans i got from the Folsom Branch and Joshua the branch Manager did the loans for me. He made every transaction smooth and easy. I will continue doing business with Folsom Provident credit union branch. Most of there loan rates are better than many other banks and Credit unions i have done business with.

I love this credit union!!! By far the best Credit Union ever! People are so friendly, you never have to wait in line and my account pays me interest!!! Best part none of those hidden bank fee’s to have a checking with them. I didn’t know what credit unions were until I was introduced to Provident… Highly recommend this to… Well… EVERYONE :)

Great service! Friendly staff and convenient location in Folsom. Beautiful branch with complimentary refreshments and play area for children. Really excited to do business with Provident Credit Union in Folsom.

Amazing credit union/​bank. Has great friendly service and super convenient location across the street from Best Buy near 50 and East Bidwell. Branch is brand new and has great amenities for the kids to play while I do my banking. Also, there Super Rewards Checking is a great program. It’s just like a regular checking account but pays me 3.0 versus what I normally get with a bank.