Healthy Paws Pet Insurance & Foundation

When I think about insurance companies, I don’t typically get a warm and fuzzy feeling. Instead, I feel like I’m paying for something that’s going to be a hassle if I ever have to use it. Why would I think Pet Insurance would be any different? Thankfully, I was completely wrong. Healthy Paws has been absolutely amazing — really, really amazing.
I have two Greyhounds and (obviously) they love to run. This equates to many pulled muscles, partially torn tendons and other lameness. In addition, they also have very thin skin, which has left them with many lacerations from running with other dogs who playfully nip. With that said, I’ve visited the vet more times than I’d care to, but because of Healthy Paws, I haven’t gone broke. Here’s the things I absolutely love about them:
1) The deductible is ANNUAL, meaning you pay it once for the year and you’re done. A percentage of the rest of your costs sans exam fees are covered. Every other company that I looked at has a per-​incident deductible, which can really eat into your wallet.
2) Their claims processing team is lightning-​quick. The longest I’ve ever had to wait was a week and that was because it was the first incident and they were having issues obtaining records from my old veterinarian. In 99% of cases, the claim is processed within 1 — 2 business days and the check arrives a couple of days after that.
3) They actually care! My boy JJ got a laceration at the dog park from a playful, mouthy pup a couple of weeks ago. HP processed the claim, sent my reimbursement and then followed up asking me how he was doing. An insurance company that actually cares? YES, really.
4) Last but not least, their pricing is competitive with other pet insurance companies. However, because of their deductible structure, the value is even better.
Pet insurance is worth it no matter what company you go with, but in my opinion, Healthy Paws is the only choice.

Healthy Paws Pet Insurance is beyond belief. I am an insurance professional by trade so I’ve worked with a lot of insurance companies and I tend to know the good and the bad. But Healthy Paws is absolutely beyond expectations… I never expected to have this level of service.
I have 3 animals insured with Healthy Paws and, unfortunately, shortly after getting our policy, we had a claim. We were switching from another pet insurance company that we had had for 5 years (despite the fact that we knew any pre-​existing conditions wouldn’t be covered). That didn’t matter to us because we were very unhappy with our prior pet insurance carrier.
The coverage that they offer is amazing. Their claims service is amazing (we were paid almost immediately). Their product offerings are amazing (I don’t think any other pet insurance carrier offers an annual deductible, which is a huge bonus in my book). I can’t say enough about them. Bravo!

We have both a dog and a cat insured with Healthy Paws. Both pets have had some issues, and Healthy Paws gives us peace of mind knowing that we can always give our pets the best treatment options available without having to worry about costs.
We have realized that no matter how good of care we take of our pets, they will occasionally get sick or injured. Even a minor illness or injury can become very costly if special tests or surgery are required. Healthy Paws processes claims in an expedient manner and provides a clear explanations of benefits.
Healthy Paws allows us to choose what veterinarian we use and follow his or her recommended course of treatment. They do not require any pre-​authorizations and there is no «out-​of-​network» or alternate reimbursement scale. One major advantage over their competitors is that like our human insurance, their is only one annual deductible, whereas some pet insurers have a «per illness» deductible. They will even review your pets’ records for you before you purchase insurance to verify any pre-​existing conditions. We have recommended Healthy Paws to our friends and family. The truth is, because of Healthy Paws, our pets are afforded every option for a long and healthy life.

They are the best! AS soon as the vets sent the claims in healthy paws processed it that quick. Got my checks in less than a week! They even contacted me via email to see how my little girl was doing… they also send emails when they receive the claim and give you the breakdown of what was paid and what you will be reimbursed! Such a great company and they really care about your pets!