Ralph Bettencourt – State Farm Insurance Agent

Disaster! My house flooded and it was awful. The only great part was Ralph and State Farm. I was treated so well that I thought I was famous! Everyone at Ralph’s office and everyone connected with his service was exceptional right down the line… generous, caring, responsible and timely. I can’t say enough about how grateful I am that we were insured with this agency!

Again and again Nick Rocks, Ralp Bettencourt is also fantastic, the whole team, it’s just one big family of amazing people. JB

I have been consistently impressed with Ralph’s team. No matter who I speak with, the level of customer service is always exceptional.
Most recently I had the pleasure of working with Nick Mynderse. Unfortunately, I was in an accident that caused my insurance to increase considerably. Because I couldn’t justify the increased rates without doing some homework, I was going to need to obtain quotes from insurance providers that specialize in accommodating higher risk drivers. Nick went out of his way to help me through the process. He made several calls to help me ensure I was getting quotes on the same coverage from reputable companies. Nick certainly didn’t need to do this for a client who was leaving his company, but because he did I will be referring people whenever I have an opportunity. I will also be returning to them as a client when my accident falls off my record.
Kudos for a job well done State Farm team.

Since I started driving almost 20 years ago Ralph Bettencourt has been my auto insurance carrier and I have never had any problems. Recently the credit union who I am financing my car from needed documentation showing proof of insurance for a specific time period and I had to keep asking State Farm for documents. Kelli Soto was so helpful, friendly and accommodating and had to keep sending me different documents, I am really happy with them as an insurance provider!

Ralph Bettencourt and his staff are the best! All my vehicles and property are insured through Ralph’s State Farm agency in Encinitas.

This is a «mega-​office» where the staff is of varied quality. Some of the staff are very good, some are okay, and some (especially the owner’s son) are downright unclear on the concept of customer service. I love State Farm and after a few years of beating my head against the wall, took my business to another State Farm agent who has a smaller office of highly trained professionals AND gives personal, hands-​on service.

I have had my condo insured with Ralph Bettencourt for 10 years and never had a claim until recently. Some problems arose during the adjustment and Ralph entered the picture and quickley resolve the issues. He is a real professional.

This agent is the kind they make commercials about. Mr. Ralph Bettencourt and Staff have your best interests at heart. Secondly their knowledge of their products and your needs combined with their sincere caring is unbeatable. Having been a client for many years, I have heard from others what amounts to nothing short of legend status, the way Ralph and his staff handled his clients in the firestorms that affected our area the past several years. I get bumps on my arms when I hear how well he took care of those that lost everything and were literally walking around in ruble and ashes. Don’t think twice, Ralph Bettencourt is who you want when it really matters!

What is important when you need to use insurance, is that your agent wants to do every thing possible to help you and has advised you wisely. At Bettencourt’s, that has been my experience. I now live recklessly, cause they have my back.

Went here today to start a personal insurance policy. Quick, smart, helpful, and the place has two to three employees that will always take your phone call.