Cornerstone Bank

A good small community bank
I’ve had 3 accounts (cd, money market and checking) at this bank for at least 5 years and have never had a problem. Their savings rates are higher, and their fees are either lower or non-​existent. Yes, their interaction with Quicken is not so easy and they could have more and better ATMs. But those are small inconveniences. This bank needs customers and those who look into them will find, like I did, that customer service there is personal and fast. I’m in the process of migrating a business account from Wells and I’m seeing how much difference there is. This new account will save $ 144 in monthly fees alone (annually). No charge for Bill Pay or viewing/​receiving check and deposit images. No direct Quicken downloads, but Direct Connect is about as easy, and is used at many other financial institutions, esp. smaller ones and credit cards. Don’t give your money to the mega-​banks. Keep it local and keep it small. What’s the worst that can happen? This bank is FDIC insured after all.

I have struggled to find a good bank that provided the services I need for my small business. Cornerstone does it all. Whereas most banks end up nickle and «diming» you to death, Cornerstone does not. I never have trouble getting help if I need it from a warm and friendly staff person. I use their deposit scanner, ACH payment platform. They take care of me, my customers and vendors. I finally found my banking home.