First off shame on the insurance brokers who talk the elderly into such useless insurance unnecessarily! This insurance was horrible! It covers nothing but a really bad hospital without an attending physician? Really! It was like pulling teeth to get an approval for an ekg? After the patient was hospitalized for coronary artery disease? How it was even a question to these insurance companies. As soon s I cancelled this horrific insurance my mothers Medicare kicked back in and I have had no problems getting her the care she needs and without the hassle. Stay away from this insurance it’s bad new!
E A.
Tu valoración: 1 Stockton, CA
This particular Medicare Advantage Health Plan seemed to offer all of your needs, a few incentives, and less out of pocket expenses. When Jan 1st2016 finally arrived for members to be able to utilize the Health Plan, it was absolutely impossible to get medical attention without a referral. The Primary Treating Physicians you choose during open enrollment end up turning you away because they are no longer accepting new patients. It was an absolute nightmare trying to get an appointment especially without a referral, to a Gynecologist? Clinics have appointments booked far in advance and your only option is an Urgent Care Facility and that’s a 3 – 4 hour wait if not longer. Yes you can go to the emergency room, however you will still be waiting and there is no guarantee you will not be stuck with a very expensive bill. Absolute nightmare, you are better off staying with original Medicare and/or research other Advantage Plans. Customer service is terrible, they are rude and do not want to be bothered, and that is probably because they are dealing with multiple phone calls from patients in need of medical attention. STAYAWAY from this Medicare Advantage Health Plan or you may find yourself in more pain, stress, and in absolute tears. STAYFARAWAYFROMTHISMEDICAREADVANTAGEHEALTHPLAN!