Lineage Lending and Real Estate

Chris is incredible! He was able to sell our house, through some pretty challenging events with our buyers, with what seemed like ease. We were never burdened or encumbered by Chris and it felt like everything just went smoothly, even though we found out later how difficult the process was.
I will use Chris again to buy and/​or sell in the future.

Words cannot describe how amazing Chris and his company are to work with throughout the whole lending and purhcasing process. We have worked with him for over 4 years and I would never use another realtor or lender ever again. He is honest, straightforward, and helps you through the entire process. We are thankful that we were referred to Chris and I would highly recommend him and Lineage Lending to anyone who is thinking of buying, selling, or financing a new home.

Chris helped my family purchase our first home. I can’t express enough how grateful we are to him. He offered us the lowest rate and an amazing deal on our mortgage. He was extremely patient with us while we experienced all the first time homebuyer emotions and explained everything in detail about our mortgage. He went above and beyond what I believe most would do. During our closing process when other parties made mistakes he personally made sure they were made right as well as made sure we received everything promised to us. I feel if we were to have worked with anyone else our closing would of been a lot more hectic and mistakes would of probably gone unnoticed. He truly did look out for our family. Anyone would be crazy to not use him and we will refer all of our friends to him!

Chris Filasky definitely takes the moaning out of loaning! We had started the loan process over a year ago and Chris stuck with us the whole time, always keeping us up to date and on target. We decided to turn our property into a vacation rental and Chris was very patient as we went through remodeling and finally the appraisal. Chris took a very difficult situation (a US bank loan matured without any notice — I’m definitely taking my money out of that bank — and we had to scramble to get everything closed to pay it off) and successfully pushed our refi through inspite of the bank problem. Next up is to refinance our primary residence — Chris and his team are now our go-​to people! HIghly recommend!

I’m not sure if I am going to be able to convey how awesome Chris is! Chris came highly recommended, and for good reason! He is direct, extremely knowledgable and thinks outside of the box. I am so grateful he was put in our path for the purchase of our first home. He was patient with my lack of knowledge, explained everything thoroughly and always had our best interest at heart. He stepped up to bat for us when others involved dropped the ball. There is no question in my mind that he is the best in the industry. Thank you Chris for your handwork, patience and professionalism, we appreciate everything you did for us and making the purchase of our home as smooth as possible!

When I made the decision to buy my first house, I was overwhelmed with confusion and uncertainty about the entire pre-​qual and financing process, leaving myself with no idea where to start. I was fortunate enough to learn of Chris through a family recommendation and my decision to go with him proved to be a wise one. Chris is a «meat and potatoes» kind of guy and was able to explain this process in simple terms that I could understand and relate with. He removed the mystery and confusion surrounding the process and provided me with straightforward path to securing my home. His proficiency and prowess was comforting and made me feel as if he nothing other than my best interest in mind. I would recommend Chris to anyone! Chris and Lineage Lending will continue to my broker for all my future endeavors!

I cannot rave enough about the skill and professionalism of Chris with Lineage Lending and Real Estate! We sold Our home of 30+ years and purchased a new home, which ended up being a very lengthy process with lots of curve balls on Our end. Chris handled them all with grace, patience and encouragement. His experience in lending, finances and real estate transactions kept us calm and on track. His talents in writing up contracts made a potentially difficult process smooth sailing. Chris really knows his stuff and does such an amazing job at explaining everything so that his clients feel comfortable moving forward. He and his staff communicated with us every step of the way so we always knew where we stood with the lenders and made us feel at ease navigating Our loan. I would use him again and again and I am happy to refer him to all of my friends and family!
–Deborah and Darrell

Chris is the best, I have multiple 1099 incomes and Chris made the Loan Process simple and Easy and got us in to our house fast. He was also very helpful a year later when we went through the refi process.
He is very professional and easy to work with.
Already in talks to purchase a rental property with him in the near future.

Bottom line up front: We highly recommend Chris Filasky to anyone, for any type of home loan.
Why we chose him:
As we researched the multitude of lenders on the market today, we decided the following were what we wanted out of the person we were going to give our business:
1) We always wanted to talk to the same person. So many online companies have you talking to a new person every time you need help, or have a question. I never spoke to anyone but Chris the entire time. He was well read into our unique situation and individual loan. There was never a question as to whether or not the person on the other end of the phone was going to forget what we just talked about.
2) Being available at odd hours and on short notice. Both my wife and I have busy schedules, and many times we weren’t able to fill out paperwork until the evening or weekends. There are inherent questions that come when only filling out loan document once a decade, and Chris was always available and quick with a response via text, email, or a phone call.
3) We needed guidance, not a sales pitch based on what is going to make the lender the most money. Chris was very patient with us as we closely examined the multiple options he gave us. He offered his opinion on what was the best thing for us, when not necessarily the most lucrative for him. He was clear that he is more successful in his business when he gets referrals from happy clients. For him it was bad business to lock us into a loan that wasn’t in our best interest.
Our situation:
Our experience was as both a seller, and a buyer. This complicated things a bit in that we needed the escrows for both the home we were selling, and the home we were buying to close concurrently. Without boring you with the details, the proverbial ball was dropped by one of the many parties involved. After all was said and done, we were looking at having to leave the home we were in, and not having a solid timeline for getting into the home we were buying. Chris made a huge personal sacrifice for us. He knew my family of five would have to move into a hotel, and we would have to get a storage unit for only a few days. Because of what he did, we were able to get access to the home we were buying on time, and no days were lost between sales.

Chris is a breath of fresh air in an industry of somewhat shady people that tell half truths. Not only is he honest and straight forward, he knows his stuff and got us the BEST deal on our loan. Time was of the essence, as we found a home, made a bid and needed approval asap to secure. He made it happen on his end, went above and beyond and walked us through each step of the process. He kept us in the loop, during a stressful time and was always available when we had questions.
He for sure is our go to for future purchases and refinancing.

My husband and I contacted Chris Filasky to help with refinancing our home. From the very beginning of our transaction right up until the closing, Chris was professional, extremely knowledgeable, polite, honest, and secured an even lower rate than we had initially anticipated. He was very accessible and on time during the few times we met. My husband and I strongly recommend Chris Filasky… he earned our trust and confidence through the entire process and there were never any surprises.

I don’t remember how we connected originally but it was to investigate refinancing the mortgage on our residence. Chris quoted me the best rate package of any I shopped, and then delivered as promised! We were so pleased, we used him to finance three rental properties we acquired near the market bottom. Since then I have referred Chris to more than a dozen clients who had the same positive experience. I will continue to refer Chris with confidence!

Chris Filasky is the best! He has worked with me to refinance my home twice, both times successfully. He is very clear on what the needs are in regards to paperwork, documents, info, etc. He is remarkably swift in replying to any inquiry. And he sticks with it, even with numerous obstacles thrown in the way by appraisers. I would not hesitate to recommend him to anyone who needs lending and real estate service.

Chris is wonderful to work with! He helped us secure our first home loan and kept us in the loop when to re-​finance which we did about 2.5 years later. He’s very knowledgeable, professional and always looks out for his client’s best interests. We highly recommend Lineage Lending and Real Estate.

Chris over at Lineage is a whole different breed of Mortgage Broker. Not a sales guy, but more of a consultant that has your best interest at heart. Chris is patient and makes the process painless, as well as breaking the education down in ways that are easy to understand. I will have no problem referring Chris to friends and family in the future, and I have no doubt that based on his customer service model his success will be gauranteed for generations.

I’ve known Chris for a few months now and have learned he is the consummate professional. He is extremely knowledgeable about the mortgage world but, best of all, is very approachable. He doesn’t have a salesman type attitude. He is genuinely looking out for your best interests and only finding a solution that’s right for you individually. I would highly recommend him.