U.S. Bank

Unlike most banks and other branches of US Bank, this branch is very efficient. I have never waited more than a few minutes in line. The one male teller in his late 20’s is very fast and doesn’t mess around, seems to really know what he is doing. I really appreciate that.

No complaints. It’s a bank and like all others. No drive up ATM here however and no designated parking spot for those wishing to use the walk up cash machine. Being a busy shopping center I would recommend a reserved spot for those making deposits, withdrawls, etc… something like a 10 minute max parking spot.

My experience with US bank was gut renching. I was pre approved for a home loan. I found a house, proceeded with the final papers, was told I had to get an appraisal and an inspection within seven days, I had everything done (which cost around $ 700) and waited for my final approval which was supposed to be done within 30 days. I gave my notice at my appartment, I got moving quotes, I set up utilitie days to be installed, only to be told 34 days later that I did not get the loan because I didn’t have enough information because I was an independent cotractor for the first 6 mo. of the year. What I would like to know is why was I pre approved? They knew that out of the gate. Why wasn’t I told somewhere within the 34 day’s that they needed more information? Was it because it was a lousy $ 100,000 loan and they couldn’t be bothered to look at it prior to the 34 days? And I did call at 30 day’s and was told they needed 4 more days. they OVIOUSLY never even browsed over my papers! The sellers had already bought another home, and why would they think they shouldn’t since the home appraisal was complete. their were NO SIGN’S within that 34 day;s that the home was not mine.Now. I’m out money, a place to live… DO NOT APPLY AT U S BANK FOR A HOME LOAN!!!