SELCO Community Credit Union

Just started an account with Selco, and went in with my wife to apply for a second credit card, we are young so have little established credit but my existing credit card has a $ 25k limit and never been a late payment I pay it off at the end of every month, I’ve had one credit account go to collections in 2004 witch was pain in full in 2007. I explained that I wanted to build my credit, the woman banker who helped us was very bland no personality and did not explain anything. She proceeded to print out my credit report from Equifax and misread the entire document to me. In other words this banker had no idea how to read a credit report she told me there were unpaid Charged off accounts and that they should be felt with. I called all three credit agencies all of witch said the same thing no outstanding debts and everything has been paid off my credit scores are 680, 696 and 730. Selco denied me a $ 500 credit card I called the customer service number who said they see no reason for me not to be approved. I went to Onpoint a week later and was approved for a $ 3000 limit card!!! Stay away from Selco they are rude uninformed and do not work with local customers to help them learn and understand the financial world. Plus third credit approval program is messed up

I am a huge supporter of local businesses and credit unions, but Selco is not the one you want. My husband and I needed a new HSA account and we decided to go with Selco. The woman who signed us up had zero personality and never explained that even though we filled out all our paperwork online and still had to come in to complete our application that once we received our rollover check that we would have to make time to sit down with her AGAIN. When I did return to try and deposit our rollover the teller was rude and dismissive telling me I needed to speak to someone else that she could not make the deposit. Then the same woman who signed us up happened to be there and said that I could not deposit the check; my husband had to come in (again very dismissive and not even acknowledging that our own time is valuable as well). I sent my husband back to close the account just a week after opening it and they never even asked why. Stay away from Selco!

My first time coming to SELCO wasn’t the best. The second time around was a lot better. The tellers where very nice and I was treated with the upmost respect. All the employees seemed very happy and ready to help customers.

Credit unions are THE way to go. Much less charges for much better products. The service here is First rate. Thanks guys your a pleasure to do business with.