Emily Franke of SWBC Mortgage: rate of 3.25% Deborah Ginac of Capstar Lending: rate of 3.375% Melanie Hadley of Cornerstone Mortgage: rate of 3.25% Todd Turlington of Mortgage Lending Solutions: rate of 3.186% I shopped around with a total of four mortgage brokers and one bank, and Todd’s numbers(including APR and fees as well) simply speak for themselves. With numbers aside though, I have received by far the best customer service from Todd. He is courteous, very responsive(seriously, I’ve called the guy at 10pm), and most importantly, he didn’t give me the run around like some of the other lenders. Long story short, Emily Franke of SWBC Mortgage royally screwed me over. Just wait for that review– OH, it’s comin’. I was lucky enough to have a good real estate broker who put me in contact with Todd after this all happened. While others rushed me off the phone, ignored crucial information, and/or confused me even more, my first phone call with Todd was a whole hour long. He took the time(on a Saturday!) to review every single detail and explain everything that I needed to know. I was extremely pressed for time, and Todd spent the day on Sunday doing about a week’s worth of work in order for me to get the house that I wanted. Since then, he has been constantly in touch to update me on the status of… well…everything(by «everything» I mean the million things needed to come together to close on a house). He even went above and beyond to find me a hazard insurance policy that was $ 300 less than anything else I was quoted(yes, with the same amount of coverage)! I mean, c’mon, you can’t tell me that your lender has ever done that for you. I’m ecstatic. Wait, that wasn’t convincing enough. I’M ECSTATIC. SOFLIPPIN’ ECSTATIC. I’m moving into the perfect house, and I can confidently say that this would not be happening if it wasn’t for Todd Turlington.