Joshua Silva – Home Loan Solutions

As first time home owners, Josh really helped out my family! The moment when we made the first phone call to him we knew he was the one to help us out! Josh is very extremely amazing in talking to us through our loan and teaching us what to expect as far as VA! Never in my mind had i thought we would have our home in a month. Things were fast and very smooth. Communication was great! NEVER MISSED A PHONE CALL! I kid you not! Super professional in things. And was on top of everything. He also helped us out on insurance which he gave us a good quote! Thank you so much Josh for the amazing service!

Josh helped us when Wells Fargo denied our super jumbo loan on Escrow Day 21. He was AMAZING and worked overnight for us all weekend long! I have nothing but appreciation and great things to say about him! Pick this guy! !

I would definitely recommend Josh Silva! Buying a home can be very stressful, but Josh’s expertise and communication throughout the whole process, made the experience go perfectly smooth.

I highly recommend Josh Silva for your home loan/​real estate needs! He was THEE BEST! He helped me with my very first home loan and if it weren’t for him I wouldn’t be a home owner today (YAY!). From honest, dependable, patient, and friendly service to answering all my hundred questions on the daily. He always made me feel less nervous/​stressed as buying can be intimidating/​scary, with him I felt comfortable and no doubt in my mind I was in good hands. I wouldn’t go to anyone else period! Look no more, Josh is the man! :)

Josh was a great lender. When we bought our first home, we had some credit challenges, and Josh advised us on home to get our credit scores up. We got our scores up about 100 points in just a couple months. I know we had alot of questions, but he was always there to answer everything single one of them. We had to buy with an FHA loan, but Josh was able to refi us 6 months later and get rid of our mortgage insurance. I have referred him to other friends, and they are satisfied as well.

Officially closed escrow almost a month ago and seriously could not imagine going through the home buying process with anyone but Josh. From the first conversation we had, we felt so unbelievably comfortable with him. Like old friends.
Buying your first home is extremely stressful and can be so confusing. Josh was more than willing to take the time and walk us through every question we had… including the stupid ones. He worked with us to come up with the best home loan and was by our side through the whole thing. We can’t recommend him enough!

Joshua was very proficient in the loan process. He has excellent communication skills. Knowledgeable in the area of real estate and brokerage/​loan. Able to provide information in a timely manner. He is capable of taking on challenges that other loan brokers wouldn’t do. Working with Joshua has been an excellent experience. I highly recommend him to everyone.

I can’t say enough great things about this guy! After months of dealing with slow banks who never returned calls and wasted most of my time, I was lucky to be referred to Josh. Not only did he get my loan approved and closed before the deadline, he did it with professionalism and in a polite and courteous way. The personal attention he have to my loan and to my husband and I made all the difference! If you are looking to finance a piece of property or refinance your own– Josh is a must!
Thank you Josh !

I had been working with a lender who shall not be named, when at the last minute (and after months and months of paperwork, calls and prep and assured pre-​approval) they told me they couldn’t approve our loan! This happened on a Friday at 4:30pm with loan approval contingency already past due. I had been referred to Josh, but was already knee deep with other lender until they backed out, so I called Josh. From that point on, Josh moved fast to help us. He was so confident and it put us at ease which gave us some hope we could still make our home loan happen. Josh worked like crazy and jumped through numerous hoops to make it happen. After all was said and done, Josh got us approved and funded in days after we had worked for months with the previous lender. We are happily living in our new home. I would recommend Josh to my family and friends and if given the chance, would work with him on any future loans in a heartbeat!

Josh Silva is hands down is the best loan officer I have ever done business with. He is very professional and trust worthy. He takes care of me and my personal loans as well as for my clients. He is very honest and will not steer you the wrong way. He will let you know everything you need to do in order to move forward with the loan process. Josh is extremely thorough with his loans. He pays special attention to details so the transactions run smooth. I highly recommend him to everyone looking to purchase or refinance.

I recently purchased a home & did my home loan through HLS realty. Josh-​the loan officer was very honest, reliable, proficient & professional! He communicated with me throughout the loan process, returned phone calls quickly anytime I had questions. When I signed my loan documents, there were no surprises at all, everything I signed matched exactly what was discussed with Josh. As opposed to se bad stories I’ve heard of friends & family having bad experiences with other loan officers. You can trust Josh, great experience! I would definitely refer him to family & friends in need of a home loan!

I was referred to Josh by my previous lender (who no longer works with VA Loans). I was a bit nervous having never worked with HLS in the past, and was riding solely on my trust in my original lender. Any trepidation on my part was dissolved within minutes of talking with Josh. He was more than happy to explain the loan process, changes in the market (during a volatile time), and provided sound advice on my options. I work long days and am rarely able to conduct personal business during normal working hours. Josh accommodated by working with me after hours, walking me through the application process. On one occasion, he fielded my questions until nearly 10pm. Josh is a straight shooter, and is passionate about his job. I intent to work with Josh and HLS on any future purchases, and am glad to have found an honest person in field often comprised of duplicity. I give my wholehearted recommendation and promise you that you will not be disappointed going with Josh. Enjoy your new home!