Square One Insurance

I am giving this place 4 starts instead of 5 for the simple reason I have never had to settle a claim with them. From experience I have learned that this is the true test of an insurance company.
However, I do LOVE these guys. I’m on my third policy, have used them for both tenant and condo insurance, with a host of complication items (random amounts for certain goods, a home business, a home robbery within 5 years, etc) and have found their online quoting system so simple to use, and very efficient — you are paying for the coverage you need, not on items you don’t have. If you ever need help their reps are super responsive. Rates are great as well! I was able to up my policy, lower my deductible, and save myself a couple hundred dollars a year. BIG thumbs up from my previous insurer.

So I was checking my bank account online today, and found a $ 97 charge from my previous insurer (NOT Square One). For TENANT’S INSURANCE? For a 743 square foot apartment full of Ikea furniture, thrift store junk and some things that I LITERALLY FISHED OUT OF A DUMPSTER? Come again? That was a more than 40% increase on my premiums, with no warning or correspondence. When I called to inquire? No explanation other than a general (and condescending) explanation of the concept of insurance.
Yeah, I get it. And I’m not paying $ 100 a month for it.
Square One has been playing ads in the elevators in my condo building for months. Somehow the name stuck in my brain and I visited the website. It seemed VERY easy to do an online quote. I was immediately suspicious. I must be doing something wrong. So I called and talked to Devon. She helped me put together my quote, and guess what?
SAME COVERAGE as (insert previous insurer’s name here), for 24 frickin’ dollars a month.
YES PLEASE!
Super easy to access and look at my quote online after Devon had set it up, super easy to make some tweaks and adjustments, super easy to enter my payment information for monthly payments.
Did I mention: 24 frickin’ dollars a month?!
SOLD!

Going into my 2^nd year with Square One, and couldn’t be any happier about paying tenant /​home insurance. Love how you pay for the possessions you have, not for furs, boats, jewelry etc. Truly tailor made coverage. For $ 25/​m I have wonderful peace of mind. Their CEO, Daniel Mirkovic, climbed the ranks within BCAA for 10 years, and has now created a superb customer-​focused new business.
Disclaimer: I am not related to, employed by, or for that fact know anyone at Square One. I’ve just always shopped around and gotten quotes for home insurance and wish I’d found this company years ago.
Last Note: Six months ago a car exploded in our neighbourhood. Within 24 hours I had an email from Square One in my In box offering their assistance if I had suffered any personal or property damage during the incident.
Service like none other.

I am so impressed with Square One Insurance for Home Insurance, that I have referred my friends, my sister and even my Mom.
For me it is an easy referral because all I have to do is say «do you want to save some money».
What make Square One different is that they allow you to break down your insurance policy and only pay for things that you actually have. When I looked at my policy, I was paying for Furs, Stamps & Coins, a Watercraft, Student Property and Sports Collectibles… none of which I own. Square One was able to remove these items and reduce my monthly payment.
I think the key is that most other insurance companies do not have the ability to give you an individual policy.
Highly, highly recommended.

Discovered Square One Insurance at the Free Outdoor Movies Series at Stanley Park — they had a promo booth there and were giving out free blankets in exchange for basic contact information.
Just so happens that my insurance ran out at the end of last month so I contacted Square One over the phone for a couple of quotes. I spoke to Jas who walked me through all my options and thoroughly explained to me the details of the two policies I require. She was direct and quick, and promptly sent me all the details of my policies to review, and pointed out the important areas I should pay attention to.
Flexibility to chose your coverage at a fraction of the cost of other insurance agencies. I strongly recommend speaking to them for insurance coverage options.

Excellent customer service. I’d definitely recommend going with these guys instead of one of the bigger insurance companies. No trouble getting a hold of someone right away, and they’re very helpful. I’ve referred a few of my friends there because of my dealings. Thumbs up!